Extra cover for your house and home
Sometimes you need a little extra protection for important items like bicycles, laptops or jewellery. That's why we offer a range of Home Insurance policy add-ons – so you can make sure your cover's right for you.
Accidental Damage cover
We offer 2 levels of cover protecting things like septic tanks and service pipes, home entertainment systems – even any glass in your furniture.
Our 'Limited' cover:
- For Buildings Insurance, this covers accidental damage to any fixed glass, sanitary fittings (like your bathroom sink), service pipes and cables
- For Contents Insurance, this covers accidental damage to non-portable home entertainment equipment, mirrors and glass in furniture (like cabinets or coffee tables)
Our 'Extra' cover:
- For Buildings Insurance, this also covers accidental damage to the rest of your home
- For Contents Insurance, this also covers accidental damage to most of your belongings in your home – so no need to worry if you spill that glass of wine on the carpet
Unfortunately, we don’t cover damage caused by faulty items, design or workmanship, or flood water damage (though this is covered by our standard Home Insurance).
Protected No Claim Discount
If you've not made a claim for 5 years or more, you can select this cover to protect your no-claims discount on your Home Insurance policy.
It's that simple.
Legal Services Cover
Legal Services cover can help resolve a wide range of legal issues.
We provide access to 24/7 legal advice and we’ll cover up to £100,000 of legal costs per claim for you, your domestic partner, and any family members living with you.
We can offer advice on employment law, consumer and contract law, property disputes, personal injury and medical and cosmetic negligence, and more.
Home Emergency Cover
If something sudden happens which causes a loss of essential services – like heating or power breakdown or a pest infestation – we’ll cover:
- Labour, parts and materials – up to £1,000 with no excess
- Hotel accommodation – up to £1,000 with no excess
This doesn't cover dual-purpose boilers, domestic appliances like dishwashers, normal day-to-day maintenance, or wear and tear.
Personal belongings cover
Going further than our Contents Insurance, this covers you in and away from the home, in the UK, or anywhere else in the world. You'll be covered for:
- Personal items with a single article limit of £2,000 (plus separate cover available on higher value items)
- Personal money up to £750
- Credit cards up to £1,000
- Theft from an unattended vehicle up to £1,500 as long as the items were secured out of sight
Unfortunately, we can’t cover everything – for example, we don’t cover sports equipment like skis or sports racquets as standard.
Pedal cycles
While cycles are covered at home under our standard Contents Insurance, we can provide extra cover for bikes used by you and your family anywhere in the world.
Select your own level of cover between £300 and £3,500.
Unfortunately, we can’t cover theft of unattended bikes unless they’re locked in a building or to an object that can’t be moved.
Ready to get cover?
With Aviva Home Insurance you can choose Buildings, Contents or both.
Home articles
Take a look at our latest news and guides.
How to insure a house in a flood area: Flood Re
How we work with the Flood Re scheme to insure homes at high risk of flooding.
The Flood Re scheme
What is accidental damage insurance?
While household hiccups are common, it doesn’t mean they’re not a hassle. Keep stress levels down is to restore normality as quickly as possible.
Read more
Is your property at risk of flooding?
As extreme weather events become more common in the UK, more properties are at risk of flooding.
Understand your flood risk
Which alarm system should you get for your home?
Having a burglar alarm fitted in your home is one way to protect what matters most to you.
Read more
How to identify – and get rid of – pests in your home
Find out how to keep rats, mice and insects from your home.
Pest control at home
Escape of water – how to protect your home
One of the most common home insurance claims is for escape of water, but what’s covered when you make a claim?
Read more
Dealing with frozen and burst pipes
Burst pipes cause misery for homeowners. Find out how to prepare your pipes for plunging temperatures and what to do if you’re too late.
Read more
What types of home insurance are out there?
Trying to decide which type of home insurance works best for you is frustrating, but with cover especially tailored for everyone, you can rest easy on your sofa.
Read more
What’s the difference between buildings and contents insurance?
It may be tempting to gamble on home insurance, but is it wise to risk your house or possessions? If you do play safe, what type of cover should you choose?
Read more
What does home insurance cover?
Your home is probably the most expensive purchase you'll ever make, and home insurance gives you peace of mind that if something goes wrong.
Read more
Insuring your holiday home
Be it for business or pleasure, your holiday home will need specialist insurance. Find out how you can rest easy with the right insurance cover here.
Read more
The process of buying a house
Saving for your first home? Then you need to know just how much it really costs to make sure you're saving enough to get on the property ladder.
Read more
Preparing for a flood
What to do if a flood’s on the way, from precautionary measures to safeguarding important documents.
Preparing for a flood
The true cost of buying a house
Saving for your first home? Then you need to know just how much it really costs to make sure you're saving enough to get on the property ladder.
Read more
Home-viewing checklist
From damp patches to cracks in the walls, what to look out for when you’re out viewing homes.
House buying checklist
How to secure your home
A handy check-list of measures to make your home less attractive to thieves.
Keep your home safe