Financial advice
Helping you plan your financial future
Call us on 0800 092 3107
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We’ll help you make the right financial decisions
Not everyone knows finance inside out, especially when it comes to pensions. It’s easy to sweep it under the carpet but getting the right advice as soon as you can could ensure you live the lifestyle you want after you stop working.
If you’re saving for the future or considering your options at retirement, but feel you need some help, we’re here with a team of qualified advisers who can get you on track.
Explore financial advice with confidence
This short video explains how our financial advice service works, the value and benefits, and how easy it is to arrange a no-obligation chat to decide on the next step.Advice tailored just for you
It all starts with a conversation. A chat. One that's focused on you, your hopes and ambitions for you and your family's future.
Our local male and female advisers can help you answer questions like:
- How can I achieve the retirement I’d like?
- I have a final salary (defined benefit) pension - what options do I have?
- How soon can I retire?
- Would combining my pensions be a good idea?
Things to think about:
- Recommendations will be for Aviva’s range of products
- If our advice service isn't right for you, we can put you in touch with one of our carefully selected partners
Gold Standard for defined benefit transfers
We're one of the few companies authorised to advise and arrange defined benefit transfers.
What’s more, we’re accredited with the Gold Standard in pension transfers by the Personal Finance Society, the professional body dedicated to building trust in the financial planning profession.
What our financial advice service offers
We’re here to help. You don’t need to be an Aviva customer to ask us for advice.
- No charge for your first meeting
Nothing to pay for a chat with an expert and no obligation to carry on if it’s not for you.
- Simple, understandable charges
Our charges will be fully explained in the first meeting, so you know what you’ll be paying for if you do decide to proceed. - Final salary or defined benefit review service
Review your final salary, or defined benefit pension to understand whether it’s still right for you and your financial future. Our defined benefits advisory team has been accredited with the Pension Transfer Gold Standard from the Personal Finance Society.
- Take your time to decide
Our advisers will give you the time you need to make any financial decisions because it’s important you feel happy you’re doing the right thing with your money. - Local female and male advisers you can trust
Our experts are a diverse team of female and male advisers based across the UK. - Continued support
Your circumstances can change over time, so if you choose our annual review service, we can help to make sure your financial plans continue to meet your needs.
Our handy guide to financial advice
Our easy-to-understand guide helps explain more about financial advice and our service.
Think you'd like to speak to someone?
You can call, email or book a call-back with our team for an initial chat.
Phone
Monday to Friday: 8:00am 6:00pm
* For our joint protection, telephone calls may be recorded and/or monitored and will be saved for a minimum of 5 years. Calls to 0800 numbers from UK landlines and mobiles are free.
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Useful information
Take a look at some other sources of help and guidance.
Retirement articles
Read up on our impartial help articles.
Can't afford to retire?
Find out how you could fix gaps in your retirement finances to give you the security and certainty you want.
Fix your finances
The world of pensions
Find out about the different types of pension and how they can help you enjoy a happy and secure retirement.
Learn about pensions
How long will your retirement be?
Estimate the length of your retirement so that you can make the right preparations for the life you want to have when you stop working.
Estimate retirement
ISAs vs pensions
Explore the features and benefits of ISAs and pensions to help you work out what’s going to work hardest for your retirement savings.
Compare now
What happens to your pension when you die?
If you’re thinking about how you can provide for your loved ones, find out if and how your pension can be passed on.
Your pension
How the State Pension works
Discover when you can claim your State Pension and how much it’s likely to be worth.
Find out how your State Pension works
When do annuities make sense?
Annuities can provide a stable income for your retirement, but they aren’t the only option. Find out if they’re the right choice for you.
Make sense of it all
Retiring abroad
Choosing a destination: cost of living, buying a property and healthcare.
What to consider
How to use your home to fund your retirement
Find out if downsizing, taking in a lodger or equity release could help to pay for the retirement you have planned.
Home funds guide
The costs of retiring abroad
We’ve compared the cost of living in the 3 top European destinations for UK retirees.
Compare costs
Retirement and divorce
What happens to pensions and retirement incomes when people separate or divorce? Find out how your financial plans could be affected with our helpful information on your rights, property and how to change your will.
Here’s your six tricks
Housing options for retirement
Plan now so you can afford the right accommodation for every stage of your life.
Review your options
What to do after someone dies
Find out what you need to do in the days and weeks following a death, as well as some longer-term considerations.
Bereavement advice
What if I need care?
There are different options if you need long term care when you retire. Take a look to consider how much they might cost.
Needing care