Personalise your pension plans
Power up your pension knowledge
There’s power in a plan, so we’ve made it even easier for you to grab the pension guidance you need. When piecing together your retirement plan, it’s not about how old you are, it’s about where you want to get to and when. But trying to figure that out can feel like you’re whirling around on a fairground ride. So we’re here to put the brakes on and show you what it takes.
It doesn’t matter if retirement or taking money from your pension is in a hazy, distant future or just inches away, we’ve got practical, easy to digest online resources to show you what you can do. Helping you slot together your personal pension puzzle. It takes expert help. Someone to fill in the bigger picture. It takes Aviva.
Snap the pieces together
While you save for the future, it’s not always easy to feel confident that the decisions you’re snapping into place are going to create the retirement or pension picture you want. When you plan to retire or start pulling money from your pension (because they don’t have to be at the same time) is personal to you. But how do you help make sure what you do now gets you what you want then? Our online resources and guidance will help you pinpoint what you want, when you want it, and what you can do at the different stages between now and then to make it happen.
15 years+
It may feel far in the distance, but mini changes now could potentially have a big impact on the kind of future lifestyle you enjoy. Maybe there’s a tiny but irritating voice in the back of your head whispering, ‘I really should have a pension plan in place,’ but you’re not quite sure where to start. We’re here to help you shush that voice and point you in the right direction – dishing up the support you need to feel confident in the decisions you make.
Start retirement planning
Find out what you need to consider when you’re getting those pension plans in order.
Six simple tricks to help you boost your pension
Giving your pension savings a little push can make a big difference. So take a look at our six tricks which could give it that boost.
Moving your pension into one pot
Transferring all your pensions into one could save time and provide a clearer picture when you’re making retirement plans. Capital at risk.
How much to pay into your pension
Considering how much you’ll need for a comfortable retirement will help you decide how much to pay into your pension.
How much income will you need?
When you’re retirement planning, having a clear idea about how much income you’ll need – and for how long – is key.
What is investing?
Find out how you could make your money work smarter and learn about how your pension is invested with our easy-to-understand guide.
10 years
Let us show you how to sharpen up your pension plan. It’s all about fine tuning your strategy to help put you on track to rack up the pension savings you need. After all, the more pounds and pennies you’re able to put away now, the better chance you have of grabbing the life you want when you retire or start taking your pension, whatever age that is.
The value of your pension can go down as well as up and you may get back less than has been paid in.
How much income will you need?
When you’re retirement planning, having a clear idea about how much income you’ll need – and for how long – is key.
Six simple tricks to help you boost your pension
Giving your pension savings a little push can make a big difference. So take a look at our six tricks which could give it that boost.
Is it ever too late to start saving?
No matter your age, with a workplace pension you'll benefit from a tax-free lump sum and maybe even employer contributions.
Understanding investment risk
What risk means for your money and how to manage it.
Pension basics explained
A little confused by all the jargon? Let us take you through the pensions essentials.
Should I have more than one pension?
Things to think about when deciding whether to make additional payments into a workplace or a personal pension.
5 years
By now, you probably have a firmer idea of just when you want to retire or start taking your pension money. And you’re probably itching to know if you’re on track to snatch the retirement lifestyle you’ve been dreaming of. If you have multiple pensions spread around, it might be time to think about simplifying and pulling everything together under one roof. Sorting out your paperwork could also make it easier to spot if your careful planning has you on course to hit your retirement or pension bullseye.
What's pension tax relief all about?
Understand how pension tax relief works, what it's based on and the impact it has on paying into your pension.
Using your pension
See all the different ways you can start taking your pension money when you're ready.
Understanding lower risk investments
Choosing investments at the right risk level for you.
Moving your pension into one pot
Transferring all your pensions into one could save time and provide a clearer picture when you’re making retirement plans. Capital at risk.
How much income will you need?
When you’re retirement planning, having a clear idea about how much income you’ll need – and for how long – is key.
Is it ever too late to start saving?
No matter your age, with a workplace pension you'll benefit from a tax-free lump sum and maybe even employer contributions.
Within 2 years
With your chosen retirement date, or the date you’re going to start taking money from your pension, so close, now’s the time to dig deep into your pension options to understand what will work for you. We can help you explore what’s possible and make the most out of the money you've saved. It’s about getting your hands on your cash in the most effective way possible, so there’s more in your pocket to help you smash those retirement goals.
Pension withdrawal tax calculator
Thinking about taking some of your defined contribution pension as a lump sum? Our calculator will help you understand how much income tax you may have to pay.
Mix and match your retirement options
Choosing a few retirement options (rather than just one) could help you get the retirement lifestyle you're after.
Using your pension
See all the different ways you can start taking your pension money when you're ready.
Get the pension support you need
A useful step towards helping you make better decisions about your future finances. Find out what this means and the level of support on offer.
How long will retirement be?
It's difficult to know for definite. But there are things you can think about to help you plan more effectively.
Taking care of your finances
Understand how you can use your pension money to get even more out of retirement.
My retirement planner
Learn more about the future of your pension plans and how long your money might last in retirement.
Extra support
We're here to help you get the best from your pension.
Manage your pension account
If you already have pensions with us, and they’re linked to your MyAviva account, please log in. If it isn’t we can help you find out how to access it.
Get the pension support you need
A useful step towards helping you make better decisions about your future finances. Find out what this means and the level of support on offer.
Pension scams
With so many scammers around, there are things you can look out for to keep your hard-earned pension money safe.
Rediscover lost pensions
If you're an existing Aviva pension customer why not try our new pension discovery service that could reunite you with an old or misplaced pension.