Enjoy a wide range of physiotherapy cover
A simple £14.50 a month can help complement the care you receive from the NHS with our Physio Essentials. We’ll help get you back on your feet.
As long as you’re aged 18 or over, you can add your spouse, partner or civil partner to your policy for an additional premium.
See a physiotherapist from your nearest network
Access to expert physiotherapy from the comfort of your home
Telephone clinical assessments
Up to 5 telephone clinical assessments for each member, each policy year
Is Physio Essentials right for you?
You can’t prevent all accidents, but you can stay prepared. Physio Essentials helps give you the care you need to bounce back from injuries with private face-to-face and virtual physio treatment.
Access to private physiotherapists
It’s often after an accident where the long-term effects of an injury can really take hold. And if they do, waiting weeks to see a physiotherapist could leave you in real distress. With Physio Essentials, you’ll get quick access to physiotherapy as soon as you need it.
Treatment designed around you
We offer flexible cover based around your individual needs. Our virtual physio provides bespoke programmes to help you recover from the comfort of your own home. Require face-to-face treatment? No problem. You’ll receive it as quickly as possible.
What Physio Essentials offers
It’s all about providing the right help and care to get your body moving correctly after illness or injury. With a range of flexible treatment options, we'll quickly get you on the road to recovery.
- Telephone clinical assessment
Each member can have up to 5 telephone clinical assessments every year, provided by a fully qualified physiotherapist
- Personalised programmes
Depending on the outcome of your assessment, you’ll either get an online personalised programme of exercises to complete or access to a network of physiotherapists for further treatment
- Virtual physiotherapy
Get a bespoke online programme featuring exercises specifically tailored to your needs and easy-to-follow demonstration videos – you’ll also get follow-up calls to check in on your progress
- Face-to-face physiotherapy
During your telephone clinical assessment, your physiotherapist might recommend having face-to-face physiotherapy, in which case they’ll arrange for you to see someone from our partners, IPRS Health
- Exclusive online information
A wealth of information is provided by physiotherapy experts to support your musculoskeletal health and wellbeing
What's not covered
Unfortunately, there are a few things we can't cover:
- First 30 days
You won’t be able to apply for an assessment with a physiotherapist during the first 30 days after you’ve taken out or joined the policy
- Physiotherapy in your home
We don’t cover face-to-face treatment by a physiotherapist in your home
- Exercise equipment and appliances
Equipment or appliances (such as a TENS machines or orthotics) that your physiotherapist recommends aren't covered
Looking for different cover?
We’ve got a range of products to help protect your health.
Get access to a wide network of private UK medical facilities and choose from a range of flexible healthcare benefits – the ideal all-round cover for you and your family.
Keep on top of your health and wellbeing with our guides and articles.
All about the menopause
The menopause is when a person stops having periods and can’t get pregnant naturally anymore. Find out more about the causes and when it starts here.
Why do my health insurance premiums go up?
When we’re figuring out the price of your health insurance, there are a few different factors we need to think about. Some of them are about you and your lifestyle, and others are about the world around us and what’s happening in the insurance market.
The benefits of acupuncture
Could acupuncture help with your headaches, migraines, joint pain or neck pain?
Health insurance: the different types and how affordable they are
Before you buy health insurance, consider your needs and your budget
Reduce your risk of type 2 diabetes
Type 2 Diabetes is a serious condition that causes your blood sugar levels to climb too high. Find out more on how to prevent type 2 diabetes here.
Lowering your blood pressure
Simple ways to help lower your blood pressure and protect yourself from serious illness.
Handling seasonal affective disorder (SAD)
Most cases of SAD happen in the winter, but it's possible to have symptoms in the summer months.
Heart disease and health insurance
Heart disease may be more common than you think.
How much does health insurance cost?
Learn about the key factors that might affect the cost of health insurance.
Ways to enhance or reduce your health insurance
Discover the difference between our health insurance cover types, and what your options are.
How health insurance excess works
When applying for health insurance, you'll usually be able to choose an excess amount. So what is excess, and how does it work?
How to keep your teeth healthy
Learn how to keep your teeth looking and feeling great by following our simple steps to ensure you’re brushing them correctly. Find out more here.
What is 'virtual physiotherapy' and could it help ease your back pain?
How to take care of your eyes
Find out how to prevent sight loss through diet, eye protection and regular check ups