Pension annuity calculator

Our calculator is a simple way to get an idea of the income you might receive from our pension annuity.

It's quick and easy-to-use. Just tell us some basic information about you, your preferences and the value of any pensions you may have. We'll then use this information to give you a summary with an income figure based on our own pension annuity.

You can use our calculator if:

• You’re aged 55 to 74 
• You have one or more pensions from any provider – this excludes defined benefits that are sometimes referred to as final salary pensions (where the money you get back is based on your salary and how long you've been a member of your employer's pension scheme)

We’ll need to know details of any medical conditions you have or previously had – this helps us determine the amount of money you could be paid.

For example, you may receive a higher income if you have a health condition that may reduce your life expectancy.

Your latest pension fund statements will help you enter some of the information into the calculator – but they're not essential.

There are some things you need to be aware of before using our calculator:

• This calculator isn’t intended to provide personalised advice or give personal recommendations 
• If you’d like more information about getting personalised financial advice, visit our financial advice page 
• You should also consider alternatives to buying an annuity – find out more about using your money
• The quote you receive isn’t guaranteed and we can only offer online quotes to UK mainland residents
• You can use the calculator even if you don't have a pension plan with Aviva
• Make sure to shop around for annuity quotes to ensure you get the best rate possible
• You don’t have to convert all of your pension to an annuity – find out more about mixing your retirement options to suit your needs