Get cover against cancer
Starting from just £2.03 a month, our Cancer Essentials cover provides a cash benefit and up to £100,000 for cancer drugs recommended by an NHS specialist if they aren't approved by the NHS on financial grounds. This price is based on an 18 year old non-smoker (prices increase with age).
£5,000 cash benefit
We’ll give you a £5,000 cash sum upon cancer diagnosis to help ease any financial concerns
£100,000 cancer drugs cover
We’ll cover up to £100,000 for cancer drugs if the NHS won’t pay for them on financial grounds
Cancer helpline
Get access to a personal nurse adviser who can provide valuable support and advice around your diagnosis
Is Cancer Essentials right for you?
A cancer diagnosis is one of life's most difficult prospects. But that's where our Cancer Essentials cover is designed to come in – supplementing the care you’ll receive on the NHS with extra support that helps provide genuine peace of mind.
Focus on what matters
With our cover, you’ll receive a cash benefit upon diagnosis, giving you the breathing space to take time out with your family or ease any financial concerns.
Increased support
We offer increased emotional and financial support if you’re diagnosed with cancer, including up to £100,000 of cover for cancer drugs if the NHS won’t pay for them on financial grounds – so you won’t need to worry about access to potentially lifesaving treatment.
What’s covered with Cancer Essentials?
Cancer Essentials helps deliver the support you need to cope with a cancer diagnosis.
- £5,000 cash payout
If you’re diagnosed with cancer, we’ll give you a cash sum of £5,000 to spend however you want – whether it’s to help pay domestic bills or towards a trip away for you and your family
- £100,000 cancer drugs cover
If your NHS specialist recommends drugs for your cancer treatment that the NHS won’t pay for on financial grounds, we will – up to £100,000 - Cancer advice helpline
You’ll get support from a cancer helpline service, featuring a range of services from a dedicated Personal Nurse Adviser – offering emotional support, home visits or a series of calls from a specialist nurse
What's not covered
Unfortunately, there are a few things Cancer Essentials can’t cover:
- Pre-existing cancer
We’re unable to cover you if you’ve already been diagnosed with cancer in the 10 years prior to joining the policy - Non-melanoma skin cancer
Unless it has spread to lymph nodes or organs
- Prostate cancer
Unless active treatment is recommended by an NHS specialist
Cancer Essentials policy documents
Are you eligible?
If you live permanently in the UK, are aged 18-70 and not subject to any of the exclusions noted below, we can cover you.
We can’t cover you if:
- You've had cancer in the past 10 years
- You’re aware of symptoms (eg an abnormal lump or mole) or awaiting tests/investigations to be carried out
- You’ve been placed on or advised to join a screening or review programme because you’re considered to have a higher risk of developing cancer
How it works
Making a claim couldn’t be easier. With £403 million in health claims paid out during 2017, you can count on us to help you cope with your illness or injury.
Tell us what’s happened
Simply fill in our short online claims form and submit your claim in just a few steps. If you need to make a claim, you can do so quickly and easily online through the Cancer Essentials portal.
Our experts will handle it
Our health claims experts will then look at your claim and work out how best to help you.
If we’ve got any questions, we’ll be in touch via your preferred contact method.
And give you a quick decision
We’ll get back to you with a final decision on your claim as quick as we can.
Looking for different cover?
We’ve got other standalone health insurance products that help protect your wellbeing.
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