Cancer Essentials

Taking care of you, financially and emotionally

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Get cover against cancer

Starting from just £2.03 a month, our Cancer Essentials cover provides a cash benefit and up to £100,000 towards specialist drugs if you’re diagnosed with cancer. This is based on an 18-year-old non-smoker (prices increase with age). 

£5,000 cash benefit

We’ll give you a £5,000 cash sum upon cancer diagnosis to help ease any financial concerns

£100,000 cancer drugs cover

We’ll cover up to £100,000 for specialist cancer drugs if the NHS won’t pay for them

Cancer helpline

Get access to a personal nurse adviser who can provide valuable support and advice around your diagnosis

Is Cancer Essentials right for you?

A cancer diagnosis is one of life's most difficult prospects. But that's where our Cancer Essentials cover is designed to come in – supplementing the care you’ll receive on the NHS with extra support that helps provide genuine peace of mind.

Focus on what matters

With our cover, you’ll receive a cash benefit upon diagnosis, giving you the breathing space to take time out with your family or ease any financial concerns. Our 24/7 GP helpline means you’ll also have access to round-the-clock telephone advice from a medical professional, all year round. 

Increased support

We offer increased emotional and financial support if you’re diagnosed with cancer, including £100,000 of cover for cancer drugs if the NHS won’t pay for them – so you won’t need to worry about access to potentially lifesaving treatment.

What’s covered with Cancer Essentials?

Cancer Essentials helps deliver the support you need to cope with a cancer diagnosis.

What's covered
  • £5,000 cash payout  
    If you’re diagnosed with cancer, we’ll give you a cash sum of £5,000 to spend however you want – whether it’s to help pay domestic bills or towards a trip away for you and your family
  • £100,000 cancer drugs cover
    If your NHS specialist recommends drugs for your cancer treatment that the NHS won’t pay for on financial grounds, we will – up to £100,000
  • 24/7 GP helpline  
    A dedicated team of GPs are on hand to talk over your symptoms, side-effects and other concerns you might have about your illness or ongoing treatment
  • Cancer advice helpline 
    You’ll get support from a cancer helpline service, featuring a range of services from a dedicated Personal Nurse Adviser – offering emotional support, home visits or a series of calls from a specialist nurse 
     

What's not covered
Unfortunately, there are a few things Cancer Essentials can’t cover:

  • Pre-existing cancer
    We’re unable to cover you if you’ve already been diagnosed with cancer 
  • Non-melanoma skin cancer
    Unless it has spread to lymph nodes or organs 
  • Prostate cancer
    Unless active treatment is recommended by an NHS specialist

Are you eligible?

If you live permanently in the UK, are aged 17-80 and not subject to any of the exclusions noted below, we can cover you.

We can’t cover you if:

  • You’ve previously had cancer
  • You’re aware of symptoms (eg an abnormal lump or mole) or awaiting tests/investigations to be carried out
  • You’ve been placed on or advised to join a screening or review programme because you’re considered to have a higher risk of developing cancer

Ready to get a quote?

Our Cancer Essentials cover is a few steps away.

How it works

Making a claim couldn’t be easier. With £403 million in health claims paid out during 2017, you can count on us to help you cope with your illness or injury.

1

Tell us what’s happened

Simply fill in our short online claims form and submit your claim in just a few steps. If you need to make a claim, you can do so quickly and easily online through the Cancer Essentials portal.

2

Our experts will handle it

Our health claims experts will then look at your claim and work out how best to help you.

If we’ve got any questions, we’ll be in touch via your preferred contact method. 

 

3

And give you a quick decision

We’ll get back to you with a final decision on your claim as quick as we can. 

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