Invest with choice

Select your own funds from our wide range

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The value of your investment can go down as well as up and you could get back less than you paid in.

Our Stocks & Shares ISA

With an ISA allowance of £20,000 for 2018/2019, our Stocks & Shares ISA is a great way to invest your money for the long term. You can pick from our 4 ready-made funds or select funds yourself from our full range.

From £50 a month

Start with a lump sum of £500 or pay in as little as £50 a month.

Account flexibility

Manage and track your ISA with our online investment service.

Anytime withdrawals

Take money from your ISA whenever you need to.

So whether you’re investing for a once-in-a-lifetime holiday or a rainy day, our Stocks & Shares ISA could suit you. 

Is investing right for you?

Every investment decision is based on your risk and return appetite, the way you’d like to invest, and understanding how ISA's work.

Why a stocks & shares ISA?

Stocks & shares ISAs might carry a little more risk than a cash ISA or a savings account, but could also increase your gains. Of course, this does mean you’ll need to be comfortable with the ups and downs of the market, but depending on your risk appetite, a stocks & shares ISA could be just for you.

How do you choose?

You could use our tool to select one of our 4 ready-made funds based on your preferred risk level, choose from a shortlist of around 70 funds hand-picked by our Aviva Investors experts, or build your own portfolio by exploring our full range of investment options. And if you need some help, you can ask a financial adviser.

Fair and transparent charges

We’ve tried to keep things clear and simple. There are some charges associated with our Stocks & Shares ISA. Here's how they work.

Our charge

We charge an annual fee for managing your investments that works tier by tier. 

So the charge for the first £50,000 is 0.40%, the next £200,000 is 0.35%, and so on. We calculate the cost daily and take payment monthly from your cash account 1 where money’s held before it's invested.  

Invested value First £50,000
Next £200,000
Next £250,000
Amount above £500,000
Annual charge 0.40%
0.35%
0.25%
0%

We look at all of the accounts you have with the online investment service –which offers the Aviva Pension, Investment Account and Aviva Stocks & Shares ISA – when calculating your charge.

Read our terms and conditions

Paperless promise

When you open a Stocks & Shares ISA with us, you can manage everything online – including all of your account information – free of charge. If you’d prefer to receive paper copies of any documents, we charge an extra £3 per month to cover the cost.

Fund Manager Charge

The fund or funds you choose may incur an extra charge to cover the costs and expenses of managing the investments. Each fund has an individual charge which can be found in the Key Investor Information Document. This also appears as an Ongoing Charge Figure (OCF) on your statement.


Before you invest

To open a Stocks & Shares ISA with us, you'll need to be eligible and to set up your payments. There's also a level of risk you'll need to be aware of.

You can open an account if:

  • You're aged 18 or over
  • You're a permanent resident in the UK or you or your spouse or civil partner work overseas for the UK Government
  • You haven’t exceeded your annual ISA allowance this tax year
  • You haven’t already opened this type of ISA this tax year

You'll need to:

  • Set up regular payments of at least £50 a month, or make an initial payment of at least £500
  • Understand that the value of your investment can go down as well as up and you could get back less than you paid in

Ready to start investing?

Choose one of 3 ways to invest, or open an account and choose your funds later.

Already have an ISA elsewhere? You can transfer it quickly and easily.

What our Stocks & Shares ISA offers

Our Stocks & Shares ISA is a tax-efficient way to invest for your future. You can manage everything easily online and access your money whenever you need to.

Tax-efficient

  • No Income Tax or Capital Gains Tax
    You won’t need to pay tax, which can make a big difference on what you’ll get back on your investment over the long term.

Accessible

  • Access your money at any time
    Withdraw and pay back money in the same tax year without affecting your allowance.

Flexible

  • Monitor and change your investments
    You can view how all of your investments are performing and make changes at any time, all in one place online.

Fund choice

  • 3 ways to choose
    Choose from 4 ready-made funds, our shortlist of 70 funds chosen by Aviva Investor experts, or if you know exactly what you want, our full list of options.

Looking for simpler investing?

With Wealthify, your investments are managed for you.

Wealthify. The simple option.

Wealthify is the newest member of the Aviva family, offering ISAs and general investment accounts in a remarkably simple way. They offer a range of investment options for you – from cautious to adventurous - then they  will build and manage your plan for you. 

Other ways to invest

Already used your ISA allowance this tax year? We’ve got other investment options that might be right for you.

Aviva Investment Account

Aviva Investment Account

If you’ve used your ISA allowance you can open an investment account and manage everything on our easy-to-use online investment service.

Transfer your ISA

Our straightforward process makes transferring your ISAs and investments to us easy and simple.

Contact us

Still need some help? Give us a call.

0800 285 1088

Monday to Friday: 08:00 – 17:00

Saturday: 08:30 – 12:00