Life in retirement

Make the most of your extra time – and pension money

A brand-new chapter

Once you hit that all-important milestone, you might find your life completely transforms – or doesn’t change at all. It depends on a variety of factors – your health, your job and your family, to name a few.

So we’ve brought together some key articles as a helping hand to guide you through this new stage of your life.

How do I set up a future for my grandkids?

Leaving your grandkids something could give you the satisfaction of knowing you’ve given them – and your children – a helping hand.

See tips on how to save

Working after retirement – the facts

Trying to secure a role you want after you hit 60 can feel daunting. So we’ve got some expert advice to remind you just how valuable your experience is.

Get job-seeker advice

Questions you've asked most

Try our equity release calculator

Use our handy tool to see just how much money you can release from your home.

See what you could get

Things to consider once you retire

What if I need care?

Understanding your options around long-term care could make things easier if the unexpected were to happen. 

See your options

Budgeting for retirement

See how you can make your pension money go further so you can get the retirement you've planned for. 

Get budgeting

Retirement and divorce

It's an uncertain time for most, so we want to help you understand how it'll impact your pension.

More on your pension and divorce

Motor costs in retirement

Whether you’re after a run-around or something flashier, remember the regular (and unexpected) costs that come with running a vehicle.

See how much your motor costs

The costs of retiring abroad

Compare the living costs if you decided to retire in the UK versus retiring elsewhere in the world.

Consider the costs

Thinking of downsizing?

If you’re considering a move to a smaller property, our checklists can help.

Get our downsizing checklist

Add a beneficiary to your pension

See what you can do to help your pension money go to the right person  - in case you're not here.

Learn why to add a beneficiary

Give our pension annuity calculator a go

With our easy-to-use calculator, you’ll have an idea of how much guaranteed income you may be able to get.

Use the pension annuity calculator

Read more articles on your pension and retirement

Six simple tricks to help you boost your pension

Giving your pension savings a little push can make a big difference. So take a look at our six tricks which could give it that boost.

See how to save more

How long will retirement be?

It's difficult to know for definite. But there are things you can think about to help you plan more effectively.

See how to plan for retirement

Is your retirement age on target?

Blackadder’s Baldrick was famous for having one. But do you have a plan, cunning or otherwise, for your retirement age?

Read more

Pensions for the self-employed

Don’t let saving for your future slip any further down your priority list: here’s what you need to know about paying into a pension if you’re self-employed.

What you need to know

Why pay into your pension early?

Sorting out your pension may not be at the top of your to-do list. But if you get things up and running sooner, it could work out better for you later.

See why to start early

Should I have more than one pension?

Understand the pros and cons behind putting your savings into a workplace pension versus paying into a personal one instead.

Read the pros and cons

What's pension tax relief all about?

Understand how pension tax relief works, what it's based on and the impact it has on paying into your pension.

More on pension tax relief

Take control of retirement planning

When it comes to your retirement plans, knowing what to do first can be a challenge. So let us give you a hand – our six-point checklist is a good place to start.

Get planning

What we can offer

See how we can help you get the most out of your retirement.

Annuity

It’s a way of using your pension pot to buy a guaranteed income for life – just like having a regular salary.

Learn about annuities

Income drawdown

It’s a flexible way of using your pension – taking it as and when you need it.

Find out more

Equity release

Unlock some of the value of your home and turn it into a tax-free, cash lump sum to help you make the most of your retirement.

See more on equity release

Take a look at each stage of your pension journey

From the planning stages through to taking your money, we're with you every step of the way.

Start retirement planning

Find out what you need to consider when you’re getting those pension plans in order.

How to plan for the future

Pension basics explained

A little confused by all the jargon? Let us take you through the pensions essentials.

Learn the pension basics

Using your pension

See all the different ways you can start taking your pension money when you're ready.

See your pension options

Your health and wellbeing

Find out how can you stay in the best shape – physically and mentally – the older you get.

See what you can do

Taking care of your finances

Understand how you can use your pension money to get even more out of retirement.

Learn about your money

Retirement help and support

See how we can support you, no matter where you are on your retirement journey.

Use our support