Life in retirement
Make the most of your extra time – and pension money
A brand-new chapter
Once you hit that all-important milestone, you might find your life completely transforms – or doesn’t change at all. It depends on a variety of factors – your health, your job and your family, to name a few.
So we’ve brought together some key articles as a helping hand to guide you through this new stage of your life.
How do I set up a future for my grandkids?
Leaving your grandkids something could give you the satisfaction of knowing you’ve given them – and your children – a helping hand.
Working after retirement – the facts
Trying to secure a role you want after you hit 60 can feel daunting. So we’ve got some expert advice to remind you just how valuable your experience is.
Try our equity release calculator
Use our handy tool to see just how much money you can release from your home.
Things to consider once you retire
What if I need care?
Understanding your options around long-term care could make things easier if the unexpected were to happen.
Budgeting for retirement
See how you can make your pension money go further so you can get the retirement you've planned for.
Retirement and divorce
It's an uncertain time for most, so we want to help you understand how it'll impact your pension.
Motor costs in retirement
Whether you’re after a run-around or something flashier, remember the regular (and unexpected) costs that come with running a vehicle.
The costs of retiring abroad
Compare the living costs if you decided to retire in the UK versus retiring elsewhere in the world.
Thinking of downsizing?
If you’re considering a move to a smaller property, our checklists can help.
Add a beneficiary to your pension
See what you can do to help your pension money go to the right person - in case you're not here.
Give our pension annuity calculator a go
With our easy-to-use calculator, you’ll have an idea of how much guaranteed income you may be able to get.
Read more articles on your pension and retirement
Six simple tricks to help you boost your pension
Giving your pension savings a little push can make a big difference. So take a look at our six tricks which could give it that boost.
Take control of retirement planning
When it comes to your retirement plans, knowing what to do first can be a challenge. So let us give you a hand – our six-point checklist is a good place to start.
What's pension tax relief all about?
Understand how pension tax relief works, what it's based on and the impact it has on paying into your pension.
How long will retirement be?
It's difficult to know for definite. But there are things you can think about to help you plan more effectively.
Is your retirement age on target?
Blackadder’s Baldrick was famous for having one. But do you have a plan, cunning or otherwise, for your retirement age?
Pensions for the self-employed
Don’t let saving for your future slip any further down your priority list: here’s what you need to know about paying into a pension if you’re self-employed.
Why pay into your pension early?
Sorting out your pension may not be at the top of your to-do list. But if you get things up and running sooner, it could work out better for you later.
Should I pay extra into my workplace pension?
Understand the pros and cons behind putting your pension savings into a workplace pension versus paying into a personal one instead.
What we can offer
See how we can help you get the most out of your retirement.
Annuity
It’s a way of using your pension pot to buy a guaranteed income for life – just like having a regular salary.
Income drawdown
It’s a flexible way of using your pension – taking it as and when you need it.
Equity release
Unlock some of the value of your home and turn it into a tax-free, cash lump sum to help you make the most of your retirement.
Take a look at each stage of your pension journey
From the planning stages through to taking your money, we're with you every step of the way.
Start retirement planning
Find out what you need to consider when you’re getting those pension plans in order.
Pension basics explained
A little confused by all the jargon? Let us take you through the pensions essentials.
Using your pension
See all the different ways you can start taking your pension money when you're ready.
Your health and wellbeing
Find out how can you stay in the best shape – physically and mentally – the older you get.
Taking care of your finances
Understand how you can use your pension money to get even more out of retirement.
Retirement help and support
See how we can support you, no matter where you are on your retirement journey.