Wealthify ISA

Make your money work as hard as you

Take a look

Investing made with you in mind

Want to start investing, but not sure you have the time or expertise? With Wealthify you and your family can be sure that your money's being managed by experts. You'll barely need to lift a finger.

Flexible and affordable

You can add to your account whenever you like –  from small amounts to lump sums

24/7 access

Track your money and make changes to your account on the go, at all times

No experience needed

Wealthify will invest your money for you based on the type of investor you are, then look after it 24/7

Remember, the value of your investment can fall as well as rise and you could get back less than you invested.

What will you pay?

Simple fees with no hidden surprises.

Ongoing management fees

Wealthify charge a monthly fee for managing your investments, currently up to 0.7% a year.

Investment fund fees

You’ll pay an annual percentage of your investment – this can vary, but is typically between 0.16% and 0.23% a year for the original portfolios, or between 0.42% and 0.69% a  year for the ethical portfolios.

How does it work?

It's an easy setup.

1

Get started

Decide what type of investor you want to be - from cautious to adventurous. A questionnaire will help you find out which range of investment options are right for you, and you never need to invest more than you're happy to.

2

Add to your account

You choose how much money to invest - from one-off lump sums to regular monthly amounts - then Wealthify will decide what to invest it in based on the type of investor you are.

3

Sit back

Watch Wealthify put your money to work. Their team of experts continually manage and optimise your investments and you can keep track of them online - instantly and easily.


Why invest with Wealthify?

Think investing’s right for you, but not sure where to start? Wealthify could be the answer.

  • Flexible and affordableYou can add to your account whenever you like –  from small amounts to lump sums.
    It’s easy to set up an ISA or investment account. You can add one-off lump sums or regular monthly amounts to your ISA (up to the ISA allowance limit, currently £20,000 for the 2019/2020 tax year) or investment account – paperwork-free.
  • Make changes easilyIt’s free and easy to do.
    Want to edit your investment plan? You can do so at any time, fee-free.
  • No experience neededInvestment experience not required – we manage your money for you.
    Wealthify offer a range of investments options for you – from cautious to adventurous – their experts will then manage your investments for you 1.
  • A choice of portfolios
    Choose to invest in our Original portfolios or in funds that make a positive impact on society and the environment.
    Our ethical fund providers are signatories of the Principles of Responsible Investing (PRI) so you can rest assured your money is doing good for others – as well as for you.
  • Tax efficient
    The money you invest in a Stocks and Shares ISA is free from income tax ­– so make the most of your tax allowance each year.
    The ISA allowance for the 2019/2020 tax year is £20,000. So if you’ve contributed less than this during this tax year, you can still put money into your Stocks and Shares ISA. If you’ve maxed out your ISA limit for the year or are looking for a way to spread your investments, you can put money into your pension.

Get £50 when you invest with Wealthify

Invest at least £25 in your first 30 days and get a further £25. For another £25 top-up after 12 months, just invest a minimum of £300.

Terms and conditions apply*.


Recommended by experts

Our simple, jargon-free service is award-winning and has been highly-rated by independent industry experts.

Before you invest

Before you open a Wealthify Stocks & Shares ISA, or transfer an existing ISA to Wealthify, make sure you're aware of our criteria. 

You can open a new Stocks & Shares ISA if you:

  • Are over 18
  • Are a UK tax resident
  • Have not funded a Stocks & Shares ISA (other than a Lifetime ISA) this tax year
  • Have not exceeded your £20,000 ISA allowance  



 

 

If you want to transfer an existing ISA please keep in mind:

  • Transferring doesn't count towards your ISA allowance, unless you've paid into an ISA this tax year
  • If you'd like to move money from an ISA that you've paid into this tax year, you'll need to transfer the whole amount
  • Your existing provider may charge a penalty when you leave – make sure you check this with them before you transfer 
  • Cashing in, transferring and re-investing your money can take between 3 and 6 weeks. While the transfer is taking place you won't have your money invested, so you won't be affected by any changes in the market – good or bad

Start investing today

Try out Wealthify’s build a plan feature and see how your money could perform over time. Open an account and get £50 to kick start your ISA when you invest. Terms & conditions apply*

Contact us

Need help with Wealthify?

0800 802 1800

Monday to Friday: 8:00am – 6:30pm