Family personal accident plan application

Please select one of the cover options below

Policy type Bronze cover Silver cover Gold cover
Adult only
Adult and children
Adult and partner
Family

Table of benefits

  Adult benefit Child benefit
Bronze cover Silver cover Gold cover All cover levels
Section A - Accidental death
Accidental death £12,500 £25,000 £50,000 £5,000
Section B – Permanent bodily injury

Amputation or loss of use of a limb

  • One limb
  • Two limbs
  • Three limbs
  • Four limbs

Up to

  • £18,750
  • £37,500
  • £75,000
  • £100,000

Up to

  • £37,500
  • £75,000
  • £100,000
  • £125,000

Up to

  • £75,000
  • £150,000
  • £175,000
  • £200,000

Equal to adult benefit

Amputation or loss of use of an entire thumb, finger or toe

  • Thumb
  • Forefinger
  • Finger
  • Big toe
  • Other toe

Up to

  • £3,750
  • £3,750
  • £1,250
  • £1,250
  • £250

Up to

  • £7,500
  • £7,500
  • £2,500
  • £2,500
  • £500

Up to

  • £15,000
  • £15,000
  • £5,000
  • £5,000
  • £1,000

20% of adult benefit

External burns

  • Full thickness (3rd degree) covering 9% or more of the body surface
  • Full thickness (3rd degree) covering less than 9% of the body surface

Up to

  • £5,000

  • £500

Up to

  • £10,000

  • £1,000

Up to

  • £20,000

  • £2,000

20% of adult benefit

Other permanent injury –maximum age 64 £12,500 £25,000 £50,000 No benefit for children
Section C – Sensory disability

Loss of sight

  • In one eye
  • In both eyes

Up to

  • £12,500
  • £25,000

Up to

  • £25,000
  • £50,000

Up to

  • £50,000
  • £100,000

Equal to adult benefit

Loss of hearing

  • In one ear
  • In both ears

Up to

  • £5,000
  • £25,000

Up to

  • £10,000
  • £50,000

Up to

  • £20,000
  • £100,000

Equal to adult benefit

Loss of speech £25,000 £50,000 £100,000 Equal to adult benefit
Section D – Hospitalisation
Hospitalisation – for a stay of over 72 hours, we will pay for each 24hrs hospitalised up to a max 100 days per person during the life of the policy. £50 p/day £50 p/day £50 p/day Equal to adult benefit

Please note:

  • Benefit for children is reduced.
  • All benefits will be reduced by 50% when any insured person reaches the age 65.

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