Please select one of the cover options below
The amount we’ll pay out for a successful claim depends on the level of cover you choose (we may pay out more for more severe injuries too). Make sure you check the benefits of each cover to see which best fits your needs.
Table of benefits
| Adult benefit | Child benefit | |||
|---|---|---|---|---|
| Bronze cover | Silver cover | Gold cover | All cover levels | |
| Section A - Accidental death | ||||
| Accidental death | £12,500 | £25,000 | £50,000 | £5,000 |
| Section B – Permanent bodily injury | ||||
Amputation or loss of use of a limb
|
Up to
|
Up to
|
Up to
|
Equal to adult benefit |
Amputation or loss of use of an entire thumb, finger or toe
|
Up to
|
Up to
|
Up to
|
Equal to adult benefit |
External burns
|
Up to
|
Up to
|
Up to
|
Equal to adult benefit |
| Other permanent injury –maximum age 64 | £12,500 | £25,000 | £50,000 | No benefit for children |
| Section C – Sensory disability | ||||
Loss of sight
|
Up to
|
Up to
|
Up to
|
Equal to adult benefit |
Loss of hearing
|
Up to
|
Up to
|
Up to
|
Equal to adult benefit |
| Loss of speech | £25,000 | £50,000 | £100,000 | Equal to adult benefit |
| Section D – Hospitalisation | ||||
| Hospitalisation – for a stay of over 72 hours, we will pay for each 24hrs hospitalised up to a max 100 days per person during the life of the policy. | £50 p/day | £50 p/day | £50 p/day | Equal to adult benefit |
Please note:
- Benefit for children is reduced.