Can I take out more later?

You might be able to borrow more later if your home goes up in value or you don’t borrow the full amount that’s available to you at the start, subject to our lending conditions at the time. The interest rate is calculated on any extra amount that’s released when we get your application.

The terms and conditions that apply to any additional borrowing will be the ones applicable at the time – they might be different from those that applied to your previous borrowing.

Find out more about equity release.