Will my premiums go up?

No, your premiums will never go up. That means the amount you pay each month will stay the same throughout the time you pay your premiums.

Your premiums will stop and you won’t pay anything more after you’ve had your policy for 30 years or from the policy anniversary after your 90th birthday, whichever comes first. Your cover will continue until you die. 

Remember, depending on how long you live, you could pay more in total premiums than the cover amount you’ll leave behind.