Can I get insurance if I have a medical condition?

If we can cover a pre-existing medical condition we will, and this will be reflected in what you pay.

If we can't cover your pre-existing medical conditions or we can but you're not satisfied with the price, you might be able to get cover from a specialist medical insurer instead. The UK government lists these specialist insurers for you to check out on MoneyHelper.

If you are a new customer please provide details during the online quote. If you have an existing policy and need to tell us about a medical condition, please call us when you receive your renewal invite on 0345 266 9259**.

Explore more frequently asked questions

Whether you want to change your details, make a claim or understand more about our products, you can find answers to FAQs by category.

FAQ search tool

Not found the answer you need yet? If you have a particular question, try our FAQ search tool.