What is Aviva MyDrive?
Aviva MyDrive is a new feature of the MyAviva app that could give you a discount off your motor insurance renewal – simply by driving safely.
It detects how you’re driving, shows where you can improve, and serves up bite-size guidance and advice to help you do just that. The safer you drive the better your driving scores will be and the less you could pay when you renew. We won't use your personal driving scores as a reason to give you a higher price.
MyDrive is only available if you have an Aviva branded motor insurance policy (policy numbers starting with a 72).
How it works
Grab a renewal discount
With MyDrive, the safer you drive the less you could pay when you renew your Aviva, Aviva Gold or Aviva Platinum motor insurance policy with us. Aviva, Aviva Gold and Aviva Platinum are the new names for Aviva Online and Aviva Premium.
To be eligible for a potential renewal discount you must:
- Use MyDrive for at least 60 days (starting from your first journey).
- Drive a minimum of 400 miles. These miles don't have to be completed in the 60 days – you can take longer.
- Tick off the 60-day and 400-mile requirements 33 days before your renewal date (because that's when we work out your renewal price). For example, if your renewal date is 1 January, you'll need to have completed these requirements by 29 November to be eligible for a discount.
When it's time to work out your renewal price, we'll look at your driving scores and colour ratings and may offer you a discount on your renewal price.
We expect 85% of eligible customers to get a discount at renewal (Terms apply). This discount excludes optional extras.
Improve your driving
For every journey you take using MyDrive, you’ll get an overall driving score and driving behaviours breakdown. You’ll be able to see all your journey details and a map view pinpointing where your driving could improve.
Compare how you’ve done
Plus, check out how you’ve driven this week compared to how you did the week before. Then discover guidance in the form of useful hints, tips and information to help improve your driving and potentially bump up your driving scores and colour ratings.
What MyDrive measures
For every journey you take, MyDrive records information about these five driving behaviours.
Speed
Cornering
Acceleration
Braking
Phone distraction^
^If anyone uses your phone while driving, MyDrive may record this as distracted driving.
Important documents
For more information about how MyDrive works and how we will use your data, please see the Aviva MyDrive Terms of Use and MyDrive Privacy Policy.
How to get started
Get started by downloading the MyAviva app. Then all it takes to sign up for MyDrive is a few clicks or taps. And that’s it – you’re ready to hit the road and get going.
Aviva MyDrive FAQs
How will my renewal price be affected? How will any discount be applied? Show more Show less
When it’s time to renew your policy, we’ll use your driving scores as a factor in calculating whether you are eligible to receive a discount on your renewal price. To be eligible, you must use MyDrive for at least sixty (60) days from your first journey and complete a minimum of four hundred (400) miles, at least thirty-three (33) days before your renewal date (because this is when we send out your renewal invite).
You may not qualify for a discount if your driving score isn’t in the desired range of amber or green. If you do qualify for a discount, you don’t need to do anything. We’ll automatically apply the discount, and it will appear on your renewal invite.
We won’t increase your renewal price based on your personal use of MyDrive (if, for example, you have achieved poor driving scores or ratings) . However, you may still receive an increase because of the driving data we receive from all MyDrive users overall, along with other general factors that can affect the price of your insurance.
Could my policy be cancelled because of the driving data collected by MyDrive? Show more Show less
No, we’ll never cancel your policy based on your MyDrive driving scores. However, we reserve the right to suspend or cancel your access to use MyDrive if you breach or we suspect you are breaching our MyDrive Terms of Use and need to investigate any potential misuse.
What information does MyDrive record? Show more Show less
Once you’ve set up MyDrive and started driving, it will use the sensors in your smartphone to detect and record:
- Time and date of journey
- Distance travelled (which is miles driven)
- Driving behaviours (for example, speed, braking, acceleration and cornering)
- Location data (GPS coordinates)
- Smartphone usage while the car is moving (also referred to as phone distraction)
- Phone call status and audio pathway (no phone call details or conversations will be recorded)
- Road type (for example, rural or urban)
- Journey routes, including the location of the start and end points
You can find more detailed information about this in the MyDrive Privacy Policy
How is my driving score calculated? Show more Show less
For every journey you make, you’re given a driving score out of 100 based on certain driving behaviours recorded by MyDrive.
Each journey will also receive a colour rating. Green means you’re driving well, amber means you’re driving well but there’s room for improvement, and red means there’s more room for improvement. The driving behaviours that MyDrive records are:
- Cornering
- Acceleration
- Braking
- Speed
- Phone distraction
So, for example, MyDrive considers how harshly you’re braking, how fast you accelerate and how cautiously you approach corners. It will also consider your speed compared to the legal speed limit of the road you’re on.
Other factors it considers are how and when you use your car, including the time of day, how many journeys you’re doing, and how long your journeys are.
The driving score you’re shown in the insights tab in MyDrive is based on driving data recorded over a 30-day rolling period.
The safer your drive, the higher your driving score will be.