What is a DB pension transfer?
Aviva Financial Advice (AFA) Advisers with their Aviva Financial Advice (AFA) licence cannot give DB transfer advice – but they can with their Succession Wealth Management permissions.
A DB transfer is when your DB pension is transferred to a defined contribution (DC) pension. Transferring means exchanging the guaranteed annual income of a DB pension for the investment potential and flexibility of a DC pension.
The value of investments can go down as well as up, so you could get back less than is transferred.
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