Do I need a medical to get over 50 life insurance?

No, we won’t ask you any health questions or ask you to have a medical examination. We also guarantee you’ll be accepted for our Over 50s Life Insurance policy if you’re aged between 50 and 80 and live in the UK. If you die within the first 12 months, and it wasn't an accidental death, we won't pay out the cover amount, but we'll pay a sum that's equal to the premiums that have already been paid.