Do you provide cover for a newborn baby?

Yes, if you apply for your baby to be registered as a dependant on your policy before they’re three months old, we’ll give you up to three months of free health cover for them. We’ll also disregard their medical history and no personal exclusions will apply.

If you add your baby after they’re three months old, then we’ll underwrite any pre-existing conditions.

If you already have another child (aged 19 or under) on your policy, after those first three months are up, your new child will continue to get free cover until the older child turns 20. That’s because you only pay for the oldest child on your policy.

We also offer a 'baby bonus' where, if you've had the policy for over 10 months and your premiums are paid up to date, any family member covered by the policy will get £100 from us when you have a baby or adopt one up to a year old.