Am I covered for travel disruption?

We’ll pay for unexpected travel or accommodation costs if your trip is disrupted due to:

• Natural disasters, severe weather, fire or explosion.
• Your travel or accommodation provider going out of business.
• Delays over 12 hours, cancellations, diversions, or overbooking with no alternative

We’ll also reimburse non-refundable costs (like event tickets or excursions) if you arrive late due to these disruptions.