Specialist cover with Comfort Insurance
With our partner, Comfort Insurance, we offer motorhome and campervan cover for occasional roadtrippers as well as full-timers, from standard models to self-builds and conversions.
And select additional cover for TV, satnav and satellite TV installations.
What is Motorhome and Campervan Insurance?
Motorhome and Campervan insurance covers your motorhome and campervan for you and your passengers in the event that there’s any damage, accidents or theft.
Motorhomes or campervans legally require insurance if you want to drive on the public highway.
What’s the difference between our insurance policies?
The Horizon Motorhome & Campervan policy is designed for high value and professionally converted vehicles. It's wide range of features and benefits has earned the policy a 5 Star rating from Defaqto. With extended European travel cover, this policy is well suited for those who take multiple trips abroad a year.
The Twilight Campervan policy offers comprehensive insurance cover for a broad range of campervans, including classic campervans, self-build campervans, and professionally converted campervans. The policy includes no-claims discount eligibility, helping policyholders reduce their premiums; offers agreed value options for classic campervans; and features customisable mileage bands ranging from 1,000 to 15,000 miles, allowing you to personalise your cover based on how often you travel.
Differences between motorhomes and campervans
We think of motorhomes and campervans slightly differently.
Motorhomes
Motorhomes generally fall into 5 categories – coach-built, low profile, A-class, American ‘RV’ style, and race trucks – and are designed for cruising around the country.
They tend to be larger than campervans, with the driving cab often separate from any living space. Motorhomes usually include more advanced appliances such as full-sized ovens, fridges and bathrooms.
Campervans
Campervans are usually a little smaller than motorhomes and frequently share the same chassis as a normal van (where your driving and living space are combined).
Campervans come in all shapes, sizes and roof types – including pop-up and high-top roofs.
Key benefits include:
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European cover
Get up to 365 days European travel cover on our Horizon Motorhome and Campervan policy or up to 90 days on our Twilight campervan policy.
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Personal belongings
Up to £5,000 cover for personal items on our Horizon Motorhome and Campervan policy and up to £1,000 on our Twilight Campervan policy.
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New-for-old replacement
Up to the current market value of your motorhome or campervan. Your vehicle cannot be older than 36 months.
Do you already have campervan or motorhome insurance with Comfort Insurance?
Motorhome & Campervan Policies – Your Cover
Horizon cover
What’s covered
- Comprehensive motorhome and campervan cover
Against loss, damage or theft of your vehicle - New-for-old replacement
Up to the current market value of your motorhome - Personal belongings and luggage
Up to £5,000 in total - Fitted accessories
Up to £500 in total - Generator cover
Up to £500 in total - Accident recovery and repair
We’ll get you to the nearest approved repairer if we can't get you moving straightaway - European cover up to 365 days a year
Including accident recovery - Unlimited windscreen and glass cover:
When you use one of our recognised providers.
What’s not covered
Unfortunately, we can’t cover everything. Make sure you’re comfortable with what’s not covered, including:
- Theft of your vehicle if you’ve left it unattended with the engine running
- Damage to tyres caused by braking including punctures, bursts or cuts
- Damage arising from domestic animals, moths, vermin or pests
Take a look at Comfort Insurance for full details of what’s not covered.
What’s optional
Choose our optional add-ons to create cover that suits you.
- Cover for satnav, tv and satellite tv installations
- Breakdown cover in UK and Europe, Home start, Roadside, Repatriation. EU cover in most EU countries, subject to eligibility
Twilight cover
What’s covered
- Comprehensive campervan cover
Against loss, damage or theft of your vehicle - New-for-old replacement
Up to the current market value of your campervan - Personal belongings and luggage
Up to £1,000 in total - Fitted accessories
Up to £500 in total - Accident recovery and repair
We’ll get you to the nearest approved repairer if we can't get you moving straightaway - European cover up to 90 days a year
Including accident recovery - Unlimited windscreen and glass cover:
When you use one of our recognised providers.
What’s not covered
Unfortunately, we can’t cover everything. Make sure you’re comfortable with what’s not covered, including:
- Theft of your vehicle if you’ve left it unattended with the engine running
- Damage to tyres caused by braking including punctures, bursts or cuts
- Damage arising from domestic animals, moths, vermin or pests
Take a look at Comfort Insurance for full details of what’s not covered.
What’s optional
Choose our optional add-ons to create cover that suits you.
- Cover for satnav, tv and satellite tv installations
- Breakdown cover in UK and Europe, Home start, Roadside, Repatriation. EU cover in most EU countries, subject to eligibility
Why choose motorhome and campervan insurance underwritten by Aviva?
Horizon motorhome and campervan insurance has been rated 5 star Defaqto
Our Horizon Motorhome and Campervan insurance policy has been given a 5 Star Rating from Defaqto, so you can trust you're getting cover that’s been highly rated.
Policy Documents
Read more about our policies:
How the claims process works
Whatever happens, Aviva are on hand to help – 24 hours a day, 365 days a year.
Contact Aviva claims
If you’ve had an accident or need to make a claim, call Aviva claims on 08000280038*.
Or 01603 603 744 if you’re outside the UK.
You'll need your policy number to start your claim – so it's a good idea to have this to hand.
What you'll be asked
Your Personal Incident Manager will ask you for details of what’s happened and of anyone else involved.
They’ll confirm whether you’re covered and any excess you have to pay as well as helping to organise recovery of your vehicle, if you need it.
Settling your claim
Aviva claims will work with you to sort things out as quickly as possible.
Whether that's organising repairs to get you back on the road. Or contacting other parties to settle your claim for replacing your vehicle.
Looking for more cover?
Aviva car insurance
Aviva van insurance
Aviva multi-car insurance
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Contact Comfort Insurance
Still got questions? Call Comfort Insurance
0800 028 9552
*Calls to 0800 numbers from UK landlines and mobiles are free. For our joint protection, telephone calls may be recorded and/or monitored.