Comprehensive car insurance
Car insurance can't stop bumps from happening, but it can help you navigate them smoothly.
Key points
- Comprehensive car insurance gives you the highest level of cover, including accidental damage, fire and theft.
- It covers damage to your car and valid claims made against you after an accident, helping you stay protected.
- Comprehensive and fully comprehensive mean the same thing, so there’s no difference between them.
- It may be a good option for new, high-value or financed cars, and you can add extras like breakdown cover or a courtesy car for added reassurance.
Comprehensive cover is the highest level of insurance you can get. It gives you cover for those unexpected bumps in the road, which we will explain in this article.
What is comprehensive car insurance?
Comprehensive cover is a level of car insurance that covers you for more than just fire or theft, it will also cover you for accidental damage as well. With having comprehensive cover, you also have additional features, and the option to explore additional add-ons.
What's covered by comprehensive car insurance?
Comprehensive car insurance covers you in more ways than just your car being stolen or being in an accident.
It works by providing you with additional features to keep you and your car covered. If you were in an accident, comprehensive car insurance would cover a payout for anyone you injured or damage to their vehicle, and any claim against you would be dealt with by your insurer, as well as damage to your car.
Is there a difference between comprehensive and fully comprehensive car insurance?
There's no difference between the two. You might have heard it called "fully comp," "comprehensive car insurance," or "fully comprehensive car insurance."
When should you consider comprehensive car insurance?
There are many benefits to having comprehensive car insurance:
- You have a brand-new, high-value vehicle that might require comprehensive car insurance.
- You have a financed car that requires comprehensive cover.
- Being open to pick and choose from add-ons like:
- Protection on your no claims discount
- Motor legal services
- Courtesy car
- Extra motor injury protection
- UK breakdown cover
- European breakdown cover
Ensure the insurance you select meets your individual needs by reviewing what is included in comprehensive car insurance before making your decision.
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