If you've not made a claim for 5 years or more, you can select this cover to protect your no claim discount on your home insurance policy.
If you select Buildings protected no claim discount, you can make two claims in a five year period without losing your no claim discount. If you make a third claim during that period your will lose your discount.
If you select Contents protected no claim discount, you can make two claims in a five year period without losing your no claim discount. If you make a third claim your discount will be reduced and if you make a fourth claim you will lose all of your discount.
This option is only available to add from the renewal date of your policy.