Your pension journey

We’ll guide you through your pension choices

Our easy guides can help fill in your blanks about retirement. On this page you’ll find:

  • Useful articles for every stage of your pension journey
  • A way to estimate what your pension pot could be worth
  • Help with tracking your old pensions

Power up your pension knowledge

Whether your retirement is decades away or just around the corner, you want to be sure you’re making the right moves with your pension. We've pulled together some useful articles that could help with every stage - from starting out saving to living on your pension. We hope they could help you plan your future with confidence. 

The value of your pension can go down as well as up, and you may get back less than has been paid in. 

Simple guides for your pension journey

15 years+

Small changes may have a big impact on your retirement. If you’ve been dragging your feet over starting your pension, we can help point you in the right direction. 

What is investing?

Find out how you could make your money work smarter and learn about how your pension is invested with our easy-to-understand guide.

10 years

At this stage, tweaking your pension could put you on track to get the lifestyle you want after work. We'll give you some pointers. 

5 years

By now you probably have a retirement date in mind. There are a few steps you could be taking, like thinking of the risk level of your investments and, if you have more than one pension, whether combining them could make life easier.

Within 2 years

With retirement close, we can help you explore ways to use your pension pot and how to make that money work over your whole retirement. 

Pension withdrawal tax calculator

Thinking about taking some of your defined contribution pension as a lump sum? Our calculator will help you understand how much income tax you may have to pay.

Pension calculator

Learn more about the future of your pension plans and how long your money might last in retirement.

Extra support

We're here to help you get the best from your pension.

What’s the difference between financial guidance and advice?

Financial guidance or advice can be a huge help when it comes to money matters. See how our experts can help you plan your retirement. 

Find and combine pensions

Our free service can track down your previous pensions and bring them together. Capital at risk.

Manage your pension account

If you already have pensions with us, and they’re linked to your MyAviva account, please log in. If it isn’t we can help you find out how to access it.