Have a pension with us you’ve lost sight of?

If you used to be part of an Aviva Workplace Pension scheme, you might have lost sight of your pension after changing jobs. We can help you find it and see how it's been progressing.

What’s your pension doing right now?

If you've changed jobs a few times, you may have pension savings you've lost track of. Retirement might feel a long way off, but those savings could still make a real difference to your future.

Think of it this way: if you had £1,000 hidden in your house, you'd want to know where it was. The same applies to your pension. If you have an old pension with us, we've been looking after it, but checking in on it could help ensure it's still working hard for you.

Remember, the value of investments can go down as well as up, and you could get back less than you paid in.

If you’ve lost sight of your old pension, you’ve also lost sight of how much it could have been growing.

Paying a little more attention to your pension now could make a big difference for your retirement later.

Taking care of your pensions doesn't have to feel overwhelming, we can help you find, combine and manage them.

Where to start

If you’ve got an Aviva pension you think you’ve lost, you might not be sure where to start. Even if you have all the details you think you need, it’s normal to feel overwhelmed by what you need to do.

We can help you track down your old pensions, whether they’re with us or not, and help you get on the right track.

Here are some simple steps and things to think about to help you get started.

Go over the basics Step 1 of 3

You might remember how it all works, but a bit of a refresher could help.

From the different types of pension schemes to how enrolment works, reading up could help jog your memory and give you a better understanding of what to do next.

Learn more about pensions ""

Track down your pensions Step 2 of 3

If you think you have a pension with us or from an old employer, get in touch with them. But you can also track them down in other ways.

You can use the government’s pension tracing service. We also have our own Find & Combine service. Simply give us whatever details you have, and we’ll find your old pensions.

Find and Combine your pensions ""

Manage your pension with MyAviva Step 3 of 3

MyAviva is the simple way to check and manage your Aviva pension in one place. It’s safe, secure and easy to use, and gives you quick access to your details whenever you need.

If you haven’t already got access, you can start by registering today. You'll need your policy number, which you can find on your annual statement.

You and your pension across your career

Depending on where you’re at in your career journey, you might have different priorities for your pension savings. We've included some helpful information on what you could be thinking about for your pension savings at different stages of your career.

Early career

Retirement may seem a lifetime away, so it might be tempting to put off thinking about your pension. But the sooner you start saving, the better your chance of enjoying the future you want. Every little bit of money you put in now has more time to grow into something bigger for later.

It's important to understand what pension and contribution levels your current employer offers, and what kind of retirement these, alongside any other pensions you have, could give you. You could use our Pension Calculator to see if you're on track, and get a head start on your journey to retirement.

What to do with your pension in your early career ""

Mid-career

By now, it’s likely that you’ve had a few different employers and you’re entering your prime earning years. At home, you may well even have a mortgage and a family.

You’ve probably had few workplace pensions at this point, so you may need to take a more active role in managing them. That could mean increasing your contributions or combining your pensions. You can use our Shape my future tool to help plan your savings around the retirement you want.

What to do with your pension in your early career ""

Pre-retirement

Retirement is just around the corner, but there are a few more decisions to think about when it comes to your pension to make sure you’re on track for the retirement you’ve been dreaming of.

What to do with your pension pre-retirement ""

Retirement

You’ve worked hard to build up your retirement savings, but there’s still more you can do to make your pension work as hard as it can.

You have options on how you use your pension, taking it all at once or as and when, choosing a guaranteed income for life, or a combination of options. You can also leave your retirement savings where they are until your ready to access them. If you choose an option where some or all of your money is still invested, remember that its value may fall as well as rise and you may get back less than you invested.