Protecting your cover from the effects of inflation
With this cover, we increase the value of the lump sum payout in line with the Consumer Prices Index (CPI), calculated over 12 months. To work out the increase to your premium, we multiply what you pay by 1.5 and the percentage increase in CPI. If the CPI stays the same, neither your cover nor your premium will change over that 12-month period. The maximum yearly increase would be 15% to your premium and 10% to your cover.