Five ways family health insurance could help your family

Sharing is caring, and by adding a spouse or a partner to your policy you’ll both be protected by a big umbrella of services designed to care for you and your health.  No need to squabble over who gets what, you’d both have access to things like extensive cancer care and wellbeing services^. You could also save money, as a shared policy may work out cheaper than two separate ones.

^ Some of these services are non-contractual and can be withdrawn or amended by Aviva at any time.

Kids can be expensive, there’s no hiding from that. However, just like hand-me-down clothes, younger siblings can benefit from money spent on the eldest child. With Aviva health insurance you only pay for the first child added to your policy; all other children after that are covered for free, as long as they and your eldest are under the age of 20. We doubt you’ll get much thanks from your kids, but maybe it’ll give them another reason to look up to their older brother or sister.

The school run, important meetings, stocking up on ingredients – there’s only so much time in the day. One of the main benefits of family health insurance is definitely the convenience factor. Aviva’s Digital GP^ service means fast access to medical advice (most appointments are available on the same day), open referrals for specialist investigation or treatment, if needed. Wait times are also shorter, allowing you and your family to take care of your health and get on with your lives.

^This service is non-contractual and can be withdrawn or amended by Aviva at any time.

The more the merrier! If you or your partner has your first baby, you can add them to your policy for free if you apply within three months of their birth date. Medical history for the baby will be disregarded in the event of a claim, and no payment is required for three months from the date of the baby’s birth or until the next renewal date (if this is within three months).

After three months, you will need to pay to keep your first-born baby on your policy. But if it’s not your first baby, you won’t be charged as long as your eldest child is under 20.

Ultimately one of the main benefits of family health insurance is knowing that you have timely, reliable medical support for you and your loved ones if you need it. Clear lines of communication, medical expertise, and shorter wait times should mean that you and your family won’t have to hold your health back any longer.