What is a marketplace?
The marketplace is the engine room of Aviva Save, where you’ll find all the savings accounts we offer. It’s constantly evolving as we add more banks and accounts to bring you ever more savings options. So if you don’t find something suitable right now, there’ll be different choices later.
Leading accounts and interest rates.
Notice accounts | Fixed term 12 months | Fixed term 24 months | Fixed term 60 months | Easy Access accounts |
---|---|---|---|---|
Up to 0.33%/0.33% AER* / Gross Minimum deposit £1k | Up to 0.55% / 0.55% AER* / Gross Minimum deposit £1k | Up to 0.70% / 0.70% AER* / Gross Minimum deposit £1k | Up to 0.69% / 0.70% AER* / Gross Minimum deposit £10k | Coming soon |
Interest rates will be variable and added either monthly or annually depending on the account | Interest will be fixed and added at maturity | Interest will be fixed and added at maturity | Interest will be fixed and added at maturity | |
*When we show the interest rate as an AER, we're showing the annual equivalent rate. It represents what the interest rate would be if interest was realised and paid once each year. Gross shows the interest rate without any tax deducted. |
Our marketplace differs from a comparison site. We’ve carefully chosen the banks to give you confidence, especially with banks you haven’t heard of. You can be more proactive too, with no new application to complete each time. That makes it easy to move money between accounts — even those with different banks — as long as the account terms allow. In times with more challenging interest rates, this may give you more control.
What are the different account types?
Notice accounts
You’ll need to give notice to take out your money, usually from 35 to 180 days, in return for higher interest rates. Interest rates for these accounts will be variable and added either monthly or annually depending on the account.
Fixed - Term accounts
Also known as term accounts, these usually have the highest rates of interest as you'll have to leave your money there for a set time. Interest rates on these accounts will be fixed and interest will be added at maturity.
Easy access accounts
(Coming soon)
Exactly as they sound. You’re free to take out your money whenever you need to, although the interest rates are usually lower. Similar to notice accounts, interest rates will be variable and added either monthly or annually depending on the account.
Many savings accounts set a lowest amount of money needed to open it — a minimum deposit. Look for this in the details of each account in the marketplace.
The partnerships that help power Aviva Save

We’ve teamed up with Raisin UK to offer you Aviva Save. Raisin provides a marketplace platform for 220,000 customers across Europe, and you can use this platform to access savings accounts with selected banks.

Within Aviva Save your cash hub is a ‘holding account’ with Starling Bank, who won Best British Bank and Best Current Account 2019 at the British Bank Awards. This is where you’ll transfer money from your current account to Aviva Save. It doesn’t pay interest but will hold your funds securely. Your deposit will transfer automatically once the partner bank approves your application.
Protected by Financial Services Compensation Scheme (FSCS)
FSCS is there to keep your money safe. It protects the money held in your Aviva Save holding account, and in every savings account you open through Aviva Save. If any of these banks go out of business, FSCS gives you automatic protection of up to £85,000 per person per banking group. Any money held at a bank, above the protected £85,000, is not protected by the scheme.

Charges and interest

Are there any charges?
We don’t charge you to use Aviva Save.
Instead we receive payments from the partner banks based on the amount of money deposited through Aviva Save.
The savings accounts and interest rates offered directly by our partner banks may differ to those offered through Aviva Save.

Will I pay tax on my savings?
That depends.
Basic rate taxpayers can generally earn up to £1,000 per year tax-free on their savings, known as a Personal Savings Allowance. For higher rate taxpayers, it’s up to £500. Interest above the Personal Savings Allowance will be added to your income and taxed at your relevant rate. Savings in tax-free accounts like Individual Savings Accounts (ISAs) do not count towards your Personal Savings Allowance.
Taxation depends on your personal circumstances and rules may change. You can find all the latest information at HMRC.
Ready to apply?
Set up your Aviva Save login in just a few minutes, ready to browse for savings accounts.
For now, Aviva Save is separate to MyAviva. So, even if you have a MyAviva account, you'll need to register separately for Aviva Save. In the future you'll be able to access Aviva Save through MyAviva.
If you're already an Aviva Save customer, you can log in here.
Contact us
Still need some help? Give us a call
Monday to Friday: 8:30am – 4:30pm
Weekends and bank holidays: Closed
For our joint protection, telephone calls may be recorded and/or monitored and will be saved for a minimum of 5 years. The cost of calls to 03 prefixed numbers are charged at national call rates (charges may vary dependent on your network provider) and are usually included in inclusive minute plans from landlines and mobiles.
Aviva Save is promoted by Aviva Administration Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 185746), on behalf of Aviva Savings Limited. Aviva Administration Limited is registered in England, No. 03424940, registered office: Aviva, Wellington Row, York, YO90 1WR. Aviva Savings Limited is registered in England, No. 04384512, registered office: Wellington Row, York, YO90 1WR. Aviva Savings Limited is not regulated by the Financial Conduct Authority. The Aviva Save platform is provided by Raisin UK on behalf of Aviva Savings Limited. Raisin UK is a trading name of Raisin Platforms Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 813894). Raisin Platforms Limited is registered in England and Wales, No. 11075085, registered office: c/o Withers LLP, Third Floor, 20 Old Bailey, London, United Kingdom, EC4M 7AN.