Make your investment go further with our top-rate accounts
* When we show the interest rate as an AER, it stands for Annual Equivalent Rate. This is what the interest rate would be if it was paid once a year. It helps you compare different accounts and see how much you can earn on your savings.
Paragon Bank plc
Interest rate (AER)
5.05%
Account type
12 month Fixed Rate
Minimum deposit
£1k
Brown Shipley
Interest rate (AER)
4.96%
Account type
6 month Fixed Rate
Minimum deposit
£1k
Brown Shipley
Interest rate (AER)
4.9%
Account type
12 month Fixed Rate
Minimum deposit
£1k
Brown Shipley
Interest rate (AER)
4.88%
Account type
9 month Fixed Rate
Minimum deposit
£1k
Paragon Bank plc
Interest rate (AER)
4.7%
Account type
24 month Fixed Rate
Minimum deposit
£1k
How do I open a savings account?
Step 1 of 6
Register
Register for a free Aviva Save account. All you'll need are a few details (such as your bank details and your National Insurance number).
Step 2 of 6
Check your emails
Please ensure you keep an eye on your email inbox, as there may be a need for further information. This is also where you'll find confirmation that your registration has been succesfully processed.
Step 3 of 6
Move your money
When your registration is complete, we'll open a holding account for you. Then it's time to transfer in money from your bank.
Step 4 of 6
Choose your account
You'll then be able to choose from our easy access, notice, or fixed-term savings accounts. Choose your deposit amount and apply.
Step 5 of 6
Automatic transfer
We'll text you the security code needed to complete the process. Enter this and the money will automatically transfer to your savings account.
Step 6 of 6
Check your account overview
In your account overview you'll be able to see how much you're saving and in what accounts.
What is a savings marketplace?
A savings marketplace is a one-stop shop for the best savings accounts we’ve found in the market. All you need to do is sign up once, then you can apply for any of these accounts without having to fill in a new form each time.
One key to open every door
Sign up with Aviva Save once and open the door to unlimited access to our range of savings accounts
Accounts handpicked for you
We’ve chosen every savings account carefully to make sure their interest rates have a good chance of growing your money, and we’ve made sure they’re all FSCS-protected
Unlock competitive rates
We’re always searching for new accounts to add to our line-up, with the aim of giving you more opportunities to meet your money goals
Aviva Save FAQs
How long does it take to open a savings account?
It only takes a few minutes to register for Aviva Save. We’ll just need some details like your bank account and NI number. Keep an eye on your inbox just in case we need more information, and for confirmation that your registration is complete. Once that's done, you can move money from your bank to your holding account. You then choose the savings account and deposit that suits you best, and apply. We'll send you a security code, via text, to complete the process. Your money will then transfer straight to your savings account.
What do I need to open a savings account?
You’ll need your personal information, bank details and National Insurance number for the registration process.
How are my savings protected?
All Aviva Save accounts are protected by the FSCS, meaning you get automatic protection of up to £85,000 per person per banking group. Any money you have in a bank that goes beyond the protected £85,000 limit won't be covered by the scheme.
When will I receive any interest?
It depends on the type of account you have. Some accounts pay out interest monthly and others pay out yearly. You can find when interest is paid by going to your account details through the marketplace.
How is my interest taxed?
If you're a UK basic rate taxpayer, you can usually earn up to £1,000 a year tax-free on your savings, known as a Personal Savings Allowance. If you're a higher rate taxpayer, the tax-free amount is up to £500. If you are an additional rate taxpayer, you don’t get a Personal Savings Allowance. If your interest goes above your Personal Savings Allowance, it will be added to your income and taxed at the rate that applies to you. Taxation depends on your personal circumstances and rules may change in the future. To get the latest information on tax on savings interest, you can visit HMRC.
What are the savings account charges?
We won’t charge you for using the marketplace. Instead, we receive payments from the partner banks based on the amount of money deposited through Aviva Save. The savings accounts and interest rates offered directly by our partner banks may be different to from the ones you see on Aviva Save.
Compare savings accounts
The Aviva Save marketplace keeps growing, giving you more options to choose from. If you don’t find something suitable right now, there’ll be more choices later.
Fixed-term
These types of accounts usually have the highest rates of interest since you need to leave your money in there for a set time. These interest rates are fixed, meaning they won’t change over time, and the interest will be added to your account when the set time is over.
Paragon Bank plc
Interest rate (AER)
5.05%
Account type
12 month Fixed Rate
Minimum deposit
£1k
Brown Shipley
Interest rate (AER)
4.96%
Account type
6 month Fixed Rate
Minimum deposit
£1k
Brown Shipley
Interest rate (AER)
4.9%
Account type
12 month Fixed Rate
Minimum deposit
£1k
Brown Shipley
Interest rate (AER)
4.88%
Account type
9 month Fixed Rate
Minimum deposit
£1k
Paragon Bank plc
Interest rate (AER)
4.7%
Account type
24 month Fixed Rate
Minimum deposit
£1k
Easy Access accounts
These accounts have variable interest rates, meaning they can change over time, and it’s usually a lower rate than notice or fixed-term accounts because you can take your money out whenever you want. It can take up to 3 business days for withdrawals and closures to be processed and funds received back in your Aviva Save account.
The interest is added either monthly or annually depending on the account you choose. You can find when interest is paid by going to your account details through the marketplace.
Brown Shipley
Interest rate (AER)
4.67%
Account type
Easy Access
Minimum deposit
£1k
Investec
Interest rate (AER)
4.63%
Account type
Easy Access
Minimum deposit
£1k
OakNorth Bank plc
Interest rate (AER)
4.56%
Account type
Easy Access
Minimum deposit
£1k
Paragon Bank plc
Interest rate (AER)
2.0%
Account type
Easy Access
Minimum deposit
£1k
Notice
Interest rates are also variable on these accounts, but usually are higher than on easy access accounts because you have to give notice before you take your money out.
The interest is added either monthly or annually depending on the account you choose. You can find when interest is paid by going to your account details through the marketplace.
Investec
Interest rate (AER)
5.02%
Account type
32 days Notice
Minimum deposit
£1k
Our partner banks
Try our savings calculator
How much could you benefit from a savings account with Aviva? Let our savings calculator do the sums for you.
Easy access? Fixed term? We break down why you should use a savings account and help you work out which one is right for you.
Explore saving about Which savings account?
The partnerships that help power Aviva Save
We've teamed up with Raisin UK to offer you Aviva Save. Raisin UK is a subsidiary of Raisin GmbH which provides savings marketplaces to over 1,000,000 customers across 30+ countries. Please note, if you already hold an account directly with Raisin, or via one of Raisin's other distribution partners, you won’t be able to open a second account via Aviva Save.
Your Aviva Save holding account is provided by ClearBank, who look after money transfers from your current account to Aviva Save. ClearBank securely holds your FSCS-protected funds – it doesn't pay interest. Your deposit transfers automatically from ClearBank once the partner bank approves your application.
Ready to step into a realm of simplified saving?
Register for an Aviva Save account in just a few minutes and set sail towards meeting your money goals.
For now, Aviva Save is separate to MyAviva. So even if you have a MyAviva account, you'll need to sign up for Aviva Save separately. In the future you'll be able to access Aviva Save through MyAviva, making things even easier.
If you're already an Aviva Save customer, you can log in here.
The Financial Services Compensation Scheme (FSCS) is the UK's statutory fund of last resort for customers of financial services. If any of the banks we work with were to go out of business, you get automatic protection of up to £85,000 per person per banking group. Any money you have in a bank that goes beyond the limit won't be covered by the scheme.
For our joint protection, telephone calls may be recorded and/or monitored and will be saved for a minimum of 5 years. The cost of calls to 03 prefixed numbers are charged at national call rates (charges may vary dependent on your network provider) and are usually included in inclusive minute plans from landlines and mobiles. Our opening hours may be different depending on which team you need to speak to.
Aviva Save is promoted by Aviva Administration Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 185746), on behalf of Aviva Savings Limited. Aviva Administration Limited is registered in England, No. 03424940, registered office: Aviva, Wellington Row, York, YO90 1WR. Aviva Savings Limited is registered in England, No. 04384512, registered office: Aviva, Wellington Row, York, YO90 1WR. Aviva Savings Limited is not regulated by the Financial Conduct Authority. The Aviva Save platform is provided by Raisin UK on behalf of Aviva Savings Limited. Raisin UK is a trading name of Raisin Platforms Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 813894). Raisin Platforms Limited is registered in England and Wales, No. 11075085, registered office: Cobden House, 12-16 Mosley Street, Manchester, England, M2 3AQ.