Why choose Aviva Save?
The Financial Services Compensation Scheme (FSCS)
Your money is protected
The FSCS protects UK customers of financial services. If a bank fails, you're automatically covered up to £85,000 per person per banking group. Money beyond this limit isn't covered.
Treat yourself with a gift card
Gift card offer
An offer to receive up to £100 Sainsbury's, B&Q or Amazon.co.uk Gift Card*. To get yours simply
Deposits must stay in your account for at least six weeks, then you'll receive an email with details of how to claim your gift card. This offer is limited to one gift card per customer.
Bigger deposits mean bigger gifts
*Restrictions apply, see amazon.co.uk/gc-legal
Our saving account types
Find an account that suits you from our trusted partners. View them below to find out more and apply.
Fixed rate
Fixed rate accounts may be good if you’re happy to lock your money away for a while, in exchange for a fixed rate.
Accounts available
Rates offered can change. We refresh the rates shown every hour.
You can find detailed information on all our partner banks and their FSCS cover here.
**When we show the interest rate as an AER, it stands for Annual Equivalent Rate. This is what the interest rate would be if it was paid once a year. It helps you compare different accounts and see how much you can earn on your savings.
What are Shariah-friendly accounts?
• Shariah banks use your money in a way that follows Islamic law and beliefs.
• Shariah-friendly savings accounts don't pay interest, which is 'riba' and against Islamic law.
• Instead of interest, you earn profit on your savings, which the bank makes by investing in various projects.
• Banks will ensure their accounts follow these teachings by appointing a supervisory board who will scrutinise the products before they are offered to customers.
• Shariah-friendly accounts are open to anyone. There’s no need to follow Islamic law to apply.
When Shariah-friendly accounts are available, they will be clearly-marked with a badge.
Easy access accounts
Easy access accounts may be good if you want to be able to move money in and out at any time. You can take money out without giving notice, but it will take two working days to reach your account.
Accounts available
Rates offered can change. We refresh the rates shown every hour.
You can find detailed information on all our partner banks and their FSCS cover here.
**When we show the interest rate as an AER, it stands for Annual Equivalent Rate. This is what the interest rate would be if it was paid once a year. It helps you compare different accounts and see how much you can earn on your savings.
What are Shariah-friendly accounts?
• Shariah banks use your money in a way that follows Islamic law and beliefs.
• Shariah-friendly savings accounts don't pay interest, which is 'riba' and against Islamic law.
• Instead of interest, you earn profit on your savings, which the bank makes by investing in various projects.
• Banks will ensure their accounts follow these teachings by appointing a supervisory board who will scrutinise the products before they are offered to customers.
• Shariah-friendly accounts are open to anyone. There’s no need to follow Islamic law to apply.
When Shariah-friendly accounts are available, they will be clearly-marked with a badge.
Notice accounts
Notice accounts may be a good option if you might need access to your savings, but not urgently.
Accounts available
Rates offered can change. We refresh the rates shown every hour.
You can find detailed information on all our partner banks and their FSCS cover here.
**When we show the interest rate as an AER, it stands for Annual Equivalent Rate. This is what the interest rate would be if it was paid once a year. It helps you compare different accounts and see how much you can earn on your savings.
What are Shariah-friendly accounts?
• Shariah banks use your money in a way that follows Islamic law and beliefs.
• Shariah-friendly savings accounts don't pay interest, which is 'riba' and against Islamic law.
• Instead of interest, you earn profit on your savings, which the bank makes by investing in various projects.
• Banks will ensure their accounts follow these teachings by appointing a supervisory board who will scrutinise the products before they are offered to customers.
• Shariah-friendly accounts are open to anyone. There’s no need to follow Islamic law to apply.
When Shariah-friendly accounts are available, they will be clearly-marked with a badge.
Rate will fall to 3.87% on 08 September 2025
OUR PARTNER BANKS AND BUILDING SOCIETIES
How does Aviva Save work?
Find an account
Just choose a savings account that suits you from our savings marketplace and apply.
Get set up
You'll get an Aviva Save transaction account where you can deposit money, making it easy to open new savings accounts or switch to different ones.
Do it all online
You can check and manage your savings easily and securely alongside any other Aviva products with MyAviva.
Learn about saving
We have a range of simple guides and calculators that can help you make the most of your savings.
Interest
What's my Personal Savings Allowance?
Understand how much interest you can earn before paying tax
Compound interest calculator
See how it could swell your savings over time.
Personal Savings Allowance calculator
Know whether you'll have tax to pay on your interest.
Inflation calculator
Learn how inflation could impact your investments.
Frequently asked questions
What is a savings marketplace?
A savings marketplace is a one-stop shop for competitive savings accounts we've found in the market. All you need to do is sign up once, then you can apply for any of these accounts without having to fill in a new form each time.
Who can open an account with Aviva Save?
You can open an account if:
- You're aged 18 or over
- You're a resident in the UK, or you or your spouse or civil partner are a Crown servant
- You don't have citizenship rights or pay taxes in the US.
We've teamed up with Raisin UK to offer you Aviva Save. You're unable to open an Aviva Save account if you already hold savings account with Raisin UK or one of their partners (Smart Savings from Willis Owen or AJ Bell's Cash savings hub).
How long does it take to open a savings account?
There are a few easy steps to opening a savings account with Aviva Save.
Firstly, you'll need to pick a savings account. From there, register for a MyAviva account if you don't already have one. It's the way you'll access your savings securely. To do this you have to be over 18 and a UK resident.
We'll also need a few details like your bank account and National Insurance number. Keep an eye on your email in case we need more information, and for confirmation that your registration is complete. You'll then be able to open any savings accounts you want with Aviva Save.
We'll give you details of the transaction account that you'll use to fund savings accounts you open with Aviva Save. You'll move money from your bank to your transaction account, then it will be added to any Aviva Save accounts automatically - this takes around 2 business days.
We'll send a security code by text or email to complete any transfers.
What do I need to open a savings account?
You’ll need your personal information, bank details and National Insurance number for the registration process.
How are my savings protected?
All Aviva Save accounts are protected by the FSCS, meaning you get automatic protection of up to £85,000 per person per banking group. Any money you have in a bank that goes beyond the protected £85,000 limit won't be covered by the scheme.
When will I receive any interest?
It depends on the type of account you have. Some accounts pay out interest monthly and others pay out yearly. You can find when interest is paid by going to your account details through the marketplace.
Not sure which savings accounts are right for you? Learn more about the different types of savings accounts available on our Aviva Save marketplace.
How is my interest taxed?
If you're a UK basic rate taxpayer, you can usually earn up to £1,000 a year tax-free on your savings, known as a Personal Savings Allowance. If you're a higher rate taxpayer, the tax-free amount is up to £500. If you are an additional rate taxpayer, you don’t get a Personal Savings Allowance. If your interest goes above your Personal Savings Allowance, it will be added to your income and taxed at the rate that applies to you. Taxation depends on your personal circumstances and rules may change in the future. To get the latest information on tax on savings interest, you can visit HMRC.
What are the savings account charges?
We won’t charge you for using the marketplace. Instead, we receive payments from the partner banks based on the amount of money deposited through Aviva Save. The savings accounts and interest rates offered directly by our partner banks may be different from the ones you see on Aviva Save.