Am I covered to drive other vehicles?

With our comprehensive insurance, the vehicle policyholder is covered with third party only insurance if they need to drive someone else's car – the minimum level to drive legally in the UK. We'd pay compensation to anyone they injure or for damage they cause to other people’s vehicles or property in an accident – but wouldn't cover them for loss of, or damage to, the vehicle they were driving.

This cover is for the vehicle policyholder only, not named drivers. If you’re the principal policyholder but aren’t the vehicle policyholder you also won’t be covered. Normally the principal policyholder and the vehicle policyholder are the same person, but sometimes a principal policyholder takes out insurance for someone else, who becomes the vehicle policyholder. In that instance the principal policyholder wouldn’t get Driving Other Cars cover, only the vehicle policyholder. Driving Other Cars cover is also not available on policies in the name of a business.

The driver must be 25 or older when your motor policy with us started or renewed. You don't need to tell us that you'll be driving the other car, but you must have the car owner's consent and comprehensive cover.

If you have any questions, please contact us before you drive the other car.

For cover limits, exclusions and further information please refer to the documents section for the policy you wish to view in MyAviva . Your certificate of motor insurance will also confirm if you have this cover.