What are Aviva's multi-asset funds?

Ready-made funds are professionally managed investment options designed to take the stress out of choosing where to invest your money.

Instead of researching and picking individual investments yourself, a fund manager does it for you – selecting and balancing a mix of assets like shares, bonds, and other investments to suit different levels of risk and financial goals.

Think of it like having an expert prepare a packed lunch: everything is chosen and portioned for you, so you can simply pick the option that matches your appetite for risk and how long you plan to invest.

When it comes to beginner investing, there’s a lot to think about. Ready-made funds give you simplicity, expert management and take up less of your time.

They can also help when it comes to diversification. This means spreading your money across industries and areas, which can reduce your investment risk levels. Any potential losses in one area could be balanced out by gains in another.

You can match your funds to your personal investment goals, by choosing to invest in certain areas you’re interested in, like tech or sustainability. Or if there’s certain regions you want to invest in, like Europe or the US, you can do that too.

Funds also come with the option of focusing on growing your investments or providing a regular income. Whatever it is you’re looking to get out of investing, ready-made funds can be a great place to start. 

Our multi-asset funds (MAFs) are managed by our in-house team at Aviva Investors.

Their global approach to investment, paired with their expertise and experience, helps provide peace of mind when thinking about your financial future.

They invest in a wide range of asset classes across different asset classes and regions – like shares, bonds and property. This is matched to your approach to risk and is designed to help smooth out the highs and lows of market movements.

Our fund managers keep a close eye on the markets to buy and sell investments in your fund when it’s needed. While funds can still lose value when markets go down, these changes can help reduce potential losses and position your investments for recovery. They’ll take into consideration things like:

• market trends
• interest rates
• government and corporate policies
• different types of risk

Basically, they do the hard work so that you don’t have to. By choosing our MAFs, we can help you to reach your long-term investment goals. 

We offer a range of investment choices to suit different goals and risk levels, including our multi-asset funds. Risk can impact the potential for growth, but also for losses.

Before investing, you should think about how comfortable you are with risk. It also helps to think about what your growth goals are – what exactly do you want to get out of investing?

Our four risk options range from low to high. Read more about our ready-made fund options to help decide which one works best for you.

If you don't think our ready-made funds are for you, we have other types of funds available. Our experts' shortlist and self-select funds are also available if you're a more confident investor. As with any investment, the value of your funds can fall as well as rise, and you might get back less than you've invested.

Getting started is simple – explore the funds we offer and see if they feel right for your goals. 

If you decide to invest, you can apply or transfer into an Aviva ISA, General Investment Account (GIA), or Self-Invested Personal Pension (SIPP). If you already have an account with us, you can do this online or within MyAviva.

Our ready-made funds are a core option and can be an easy way to start investing and spread risk – but it’s important to check if they suit your needs before making a decision.