Savings and investments

Investing and saving for a brighter future

Join over six million customers who trust Aviva to help build their wealth. Investment values can rise and fall.

Understand the level of risk first

Investing offers the potential for better returns than cash savings over the long term (5+ years), but there are risks. The value of your investments can go down as well as up, and you may get back less than you’ve paid in. 

Tax benefits are based on personal circumstances and are subject to change. 

Compare our saving and investment options

At Aviva, we offer a range of products and services to help build your wealth, whatever your experience level and goals.

Aviva Pension (SIPP) icon Aviva Pension (SIPP)

A flexible pension that lets you invest for retirement in a way that suits you. 

  • Start with a one-off amount or pay in monthly - and benefit from 20% tax relief or more
  • Invest based on how confident and experienced you are

Stocks & Shares ISA icon Stocks & Shares ISA

A tax-free way to invest, choose from ready-made options or our full range of investments.

  • Save up to £20,000 a year and pay no income tax or capital gains tax on your returns
  • Get going with regular payments from £25 a month or a single payment of £500

Aviva Save icon Aviva Save

Our savings marketplace lets you choose from a range of high-interest accounts in one place.

  • Each banking group we use is FSCS-protected up to £85,000, for added peace of mind
  • Compare, manage and switch multiple savings accounts securely, with one password

Investment Account icon Investment Account

Keep your investment options open when your ISA allowance runs out.

  • Choose from ready-made funds to a portfolio you build yourself, including sustainable and ethical options
  • You can set a level of investment risk that works for you

 

Wealthify Junior ISA icon Wealthify Junior ISA

Save for your child's future with a range of investment styles that are managed for you.

  • Invest from £1 to £9,000 per tax year with lump sum or monthly contributions
  • Invite anyone to contribute by using the 'Friends and Family' feature

 

Invest your way with Aviva

From an absolute beginner all the way to a seasoned investor, we have a range of investment options. Choose one or mix and match.

Funds icon Funds

  • Universal Retirement Fund - our simplest way to invest in your pension, it changes your investments based on your chosen retirement date.
  • Ready-made funds – ideal if you want an easy option, these fully-managed funds have four different choices to match your risk appetite and goals.
  • Experts’ Shortlist – a selection of 80 funds that experts at Aviva Investors think have the greatest chance of good income or capital growth over the long-term.
  • Self-select funds – if you’re experienced with investing, risk and happy to take control, then you can buy and sell from our full list of over 5,000 funds.

Shares icon Shares

  • Shares - buy and sell shares in UK companies you’re interested in.
  • Exchange-traded funds (ETFs) - like investment funds, these are groups of assets bundled together, but they can be bought and sold like shares.
  • Investment trusts - this is a type of fund that sells shares to invest in a portfolio of assets, with the aim of producing returns.

Why invest with Aviva?

We manage £240bn for 6 million customers as at 31st March 2025.

We know fees can be complex. We’re committed to keeping our fees clear and simple. Check our product pages for more info.

Our online platform is award-winning. It lets you manage your investments easily 24/7.

Invest your way. Whether you're experienced, or new to it all, we've got simple tools and options to suit you.

Looking for financial advice?

If you have a pension or investments of £150,000 or more, Aviva Financial Advice might be for you. Our advisers can put together a personalised plan based on your goals.

Learn about investing

We've got a range of simple guides and tools that can help make the world of investing seem less daunting.

Need some help?