Why choose an Aviva ready-made fund
Pre-built portfolios 
Diversification 
Match different levels of risk 
How Aviva’s ready-made funds are managed
Each Aviva ready-made fund is carefully built by Aviva Investors using a mix of assets tailored to different risk levels.
Our professional fund managers keep an eye on market conditions and make adjustments when needed to keep the fund on track with its goals. These funds spread your money across different asset types, sectors, and regions to help manage risk.
You can also view detailed information about each fund — including performance and what it invests in — anytime through our online platform.
Low-risk fund
Ideal if you want to take less risk with your money and accept lower returns. Invests mainly in bonds and cash-like assets for stability, with very little exposure to shares. Better for short- to medium-term goals.
Lower to medium-risk fund
A balanced mix of bonds and shares for moderate growth. Designed for those who want some market exposure but prefer a smoother ride. Great for medium-term goals, like saving for a home or building a financial cushion.
Medium to high-risk fund
Focused on long-term growth with more investment in shares and global markets. Could be suitable if you’re comfortable with ups and downs, and are planning for goals like retirement or building wealth over time.
High-risk fund
Built for confident investors seeking maximum growth. Heavily invested in shares and emerging market shares. Could be better for those with long-term goals and those who can handle sharp market swings for potentially higher returns.
How to start investing in ready-made funds with Aviva
Invest with a SIPP
Invest with a SIPP - Save for retirement with control over where your money is invested.
- Choose from ready-made funds to match your goals and risk level.
- Manage your pension easily through our platform or app.
Invest with our ISA
- A tax-efficient way to invest — you won’t pay tax on any gains. Tax benefits depend on individual circumstances and are subject to change.
- Start with just £25 a month or a £500 lump sum.
- You can switch funds or change your contributions anytime.
Invest with our investment account
- A flexible way to invest without tax-free limits.
- It could be a good idea if you've used up your ISA allowance.
- Start investing from £25 a month or a £100 lump sum.
What to expect after you invest?
Once you've made your investment, you'll have full control and visibility through Aviva’s platform or app. Here's what you can expect:
Track performance
You can check how your fund is performing anytime through your online account or the Aviva app. We provide regular updates to help you stay informed.
Stay flexible
You're in control - you can add more money or switch to a different fund whenever it suits you.
Understand the risks
Investments can go down as well as up, and you may get back less than you put in.
Check in regularly
It’s a good idea to review your investment now and then to make sure it still fits your goals.
Learn about investing
We have a range of useful guides and calculators that can take the mystery out of investing so you can choose yours with confidence.
Basics
Investing in funds: the basics
Thinking of investing? Here’s what you need to know about funds.
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Basics
How to read a fund factsheet
What to focus on when you’re looking at a fund factsheet, even if you’ve only got 5 minutes.
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Investments
SIPP investment ideas for your retirement
Did you know that with a self-invested personal pension you can invest in shares, low-risk bonds, property and commodities? Find out more. Capital at risk.
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Risk
profiler
Understand your attitude to risk and investing.
Investment preference tool
Find investments that fit your values.
Investment calculator
Learn how your investment could grow over time.
Frequently asked questions
What is a ready-made investment?
These are pre-built portfolios that match different levels of risk and goals, so you don’t have to build one yourself. They’re seen as a simpler way to invest.
Who are Aviva Investors?
Aviva Investors is the investment arm of Aviva. They manage money on behalf of people, businesses, and organisations.
How much risk should I take when investing?
It depends on what you’re aiming for, how long you want to invest, and how comfortable you are with ups and downs in the market.