What is learner driver insurance?
Learner driver insurance is a type of short-term car insurance that covers you while you learn to drive. Along with a provisional licence in your back pocket and a tattered copy of the Highway Code by your bed, it’s important to make sure you’re covered as you rack up the hours practicing for your driving test. You could use it if:
- You’ve already got the keys to your own car and want to learn to drive in it with the help of an instructor, friend or family member.
- You’re not using a professional instructor in favour of being taught by a friend or family member in their own car.
- You want to polish your driving skills outside of your official lessons with your instructor in a car that doesn’t belong to them.
Cover for learning to drive
Want to get some extra driving practice in? Our learner driver cover from Dayinsure can insure you to drive your own car, or a family member or friend’s car – for just a day or a few months. As long as you have a suitable driver with you.
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Pay as you go
Flexible cover from 1 day to 5 months – so you only pay for what you need. Cover from 1 day applies to cars that are already insured with an annual policy, otherwise policies start from 1 month.
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New car replacement
If the car is stolen or extensively damaged within 12 months of the policyholder buying it from new
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Accident recovery
If we can’t fix things at the roadside, we’ll get you to an approved repairer
Supervising a learner driver
The people who can supervise a learner driver include professional instructors, friends or family members. So if you want someone to supervise you when you practice, to meet with our insurance criteria they must:
- Be aged between 25 and 75 years
- Be qualified to drive the type of vehicle you want to learn in. For example, they must have a manual car licence if they’re supervising you in a manual car
- Have a full current GB driving licence and have held this for at least 3 years
Are you eligible?
To get Learner Driver Insurance, you, your car and your supervising driver must meet the following criteria.
As the driver, you must:
- Be a UK resident aged 17-50
- Hold a provisional licence with no penalty points, motoring convictions or offences
Your supervising driver must:
- Be aged between 25 and 75 years old
- Have held a full UK driving licence for at least 3 years
The vehicle you’re driving must:
- Also be insured under a separate annual policy (unless you are the Registered Keeper of the car)
- Be worth less than £40,000
- Have no more than 7 seats (including the driver’s seat)
What Learner Driver Insurance covers
What’s covered
What’s not covered
Unfortunately, we can’t cover everything. Make sure you’re comfortable with what’s not covered before you get started.
Take a look at our policy wording for full details of what’s not covered.
Read our Learner Driver Insurance Policy Booklet PDF (266KB)
Important documents
How the claims process works
For new claims only, Aviva Dayinsure are on hand to help – 24 hours a day, 7 days a week.
Contact Aviva Dayinsure
If you’ve had an accident or need to make a claim, call 08000 156 166 Footnote [1] straight away.
You’ll need your policy number, so have it ready.
You’ll be connected directly to Aviva’s dedicated motor claims team, not a third-party call center. These are trained specialists who handle Dayinsure claims.
Expert review
Our claims experts will review your case. The team will check any photos or documents you’ve sent and ask for details about anyone else involved. We'll also arrange services like vehicle recovery and repair, if needed.
Settling your claim
Your claim will be managed by the same team from start to finish. They’ll keep you updated and work to settle your claim as quickly as possible.
Making a claim won’t affect any no claims discount on an annual policy for the vehicle.
Looking for more cover?
We’ve got a range of car cover options to help protect what’s important to you.
Aviva Signature Car Insurance
Get a quote for Aviva Signature Car Insurance in minutes!
Aviva Signature Multi Car Insurance
Insure your cars and vans on one policy. Aviva Signature Multi Car Insurance covers up to five vehicles registered at the same address.
Temporary Car Insurance
Get flexible car cover from one to 28 days, for day trips, weekends away, test drives and more.
Learn about motoring
Explore the details of car insurance at your own pace with our comprehensive reading list of articles.
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MOT checker
Our car MOT checker tool will tell you if a vehicle has an up-to-date tax MOT and when this runs out. Find out how to check your MOT status here. 
Car tax checker
Our road tax checker tool will tell you if a vehicle has up-to-date tax or if it’s registered as off the road (SORN). Check your car's tax status today. 
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Contact Dayinsure
Still need help? Call Dayinsure¹
0333 005 0944
Monday to Thursday: 9:00am - 5:00pm
Friday: 9:00am - 4:00pm
Saturday & Bank Holidays 9:00am - 17:00pm (N.B. our phonelines are only available 9:00am - 12.30pm)
Sunday Closed
Contact Dayinsure by email on: support@dayinsure.com