What is annual multi trip travel insurance
Annual multi trip travel insurance covers you for as many trips away as you want while the policy lasts. With our Aviva Signature travel insurance, you can get cover if you’re aged 16 to 74. Each of your trips can last for up to 31 days, and you can stretch that to 90 days if you need to. For an additional premium, cover can be extended for trips of up to 45, 60 or 90 days. We also cover UK holidays if you’ve got accommodation pre-booked for at least two nights in a row.
However, two examples of when you won’t be covered are:
- travelling against the advice of the Foreign, Commonwealth & Development Office (FCDO) or any local authority in the UK or abroad – for example, if your decision to travel breaches quarantine or lockdown rules
- needing to cancel a trip because of measures, such as FCDO advice against travel or local UK lockdown restrictions, which were already in place when you took out your policy or booked your trip.
Benefits of travel insurance
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Leisure activities
From strolling the streets to taking a dip in the pool, cover is available for most activities
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Emergency medical treatment
If you fall ill or are injured, we’re here to help with cover up to £10 million Footnote [1]
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Lost or stolen money
If your pocket is picked or money goes missing, you’re covered for up to £500
Please see What does our travel insurance cover? or policy document for further details on what is and isn’t covered.
The advantages of annual multi trip travel insurance
Over 95k people have chosen Aviva for cover in the last 12 months Footnote [2]. One of the main benefits is that you're covered for as many trips as you want during the 12 months the policy lasts. So you don't need to get separate cover every time you travel, which could save you money.
With our Aviva Signature annual multi trip cover, we can be a partner by your side if the unexpected happens. Helping with things like medical emergencies, if you need to cancel or come home early, or issues to do with your money or travel documents.
Your other travel insurance options
If you’re only planning on one or two trips away this year, single trip insurance might be a better fit for you. Find out more about our Aviva Signature single trip travel insurance.
Planning a trip?
What does our Aviva Signature travel insurance cover?
What’s covered
With our annual multi trip cover, here’s what you’ll be covered for as standard.
Up to £10 million for emergency medical expenses outside the UK:
Up to £5,000 if you need to cancel or abandon your trip due to:
Cover for your travel documents, money and delayed luggage:
Limits are based on per person, take a look at the policy wording for full details of what's covered.
What’s not covered
Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:
Take a look at our policy wording for full details of what's not covered.
Important documents
What we need to know about your health
It’s important to let us know about any existing medical conditions or we might not be able to pay out for claims relating to them. We need to know if anyone covered by your policy has had any illness, injury, or disease in the 12 months before purchasing the policy where they’ve:
- been prescribed medication, including new or repeat prescriptions
- received or are waiting for medical treatment, tests, or investigations
- been referred to, or under the care of a specialist
- been admitted to hospital or had surgery.
Look at the Your health section of the policy wording for more information on what we need to know about existing medical conditions and when you need to tell us.
Existing medical conditions
If we can cover an existing medical condition, your price will include the cost of covering this. However, sometimes we can’t offer cover for certain medical conditions. If this happens, or you’re not happy with the price we quoted, you may be able to get cover from a specialist medical insurer instead.
The Government’s MoneyHelper service has a list of these insurers. You can go to the Money Helper website or call 0800 138 7777.
We work with a specialist travel insurance provider, All Clear, who may be able to cover you. You can contact them on 0800 848 8693 or head to their website.
If you have symptoms that haven’t been diagnosed yet, you may need to wait for a diagnosis before you’re able to get cover.
Calls to 0800 numbers from UK landlines and mobiles are free.
Optional cover
You can enhance your Aviva Signature travel insurance to cover the specifics of your trip by choosing from our optional extras.
Travel disruption cover
Cover for cancelling your trip or coming home early if the Foreign, Commonwealth and Development Office advises against travelling to your destination within 31 days before your departure or while you are away.
Cover applies if you buy optional travel disruption cover and travel restrictions were not in place when you bought the cover or booked your trip or when you travelled. You are not covered if you travel against Foreign, Commonwealth and Development Office advice.
Airspace closure cover
Optional cover for cancellation and for enforced stay abroad due to the closure of airspace, airport or port, or if your flight is cancelled due to volcanic ash.
Cover applies if you buy optional airspace closure cover, and travel restrictions were not in place when you bought the cover or booked your trip (whichever is later) or when you travelled. You are not covered if you travel against Foreign, Commonwealth and Development Office advice.
Baggage cover
Optional cover for your personal belongings and baggage during your trip if they are lost, stolen or damaged, up to £1,500 for each person for each trip.
Winter sports cover
Optional cover gives you extra protection while you're taking part in certain winter sports activities. It covers ski equipment, avalanche delay, piste closure and if you are unable to take part due to illness or accidental injury.
Golfing cover
Optional cover up to £1,500 for each person for each trip for your clubs and equipment if they are lost, stolen or accidentally damaged. We'll even cover non-refundable green fees up to £250 for each person for each trip if you're ill or injured and unable to play golf.
Scuba diving cover
This optional cover extends the depth at which you're covered from 15 metres to 30 metres - as long as you're qualfied at that depth - for up to 31 days.
You're not covered for technical diving (for example, free diving or cage diving) and you must be accompanied by a qualified diving instructor or dive master. You must also follow all the safety guidelines while diving.
Contact us
If you've got a medical emergency or if you need immediate assistance, you can call us anytime 24/7.
If you need to make a non-emergency claim, let us know the details online straightaway. We've made it quick and easy to do.
The cost of calls to 01 and 03 prefixed numbers are charged at national call rates (charges may vary dependent on your network provider) and are usually included in inclusive minute plans from landlines and mobiles. For our joint protection telephone calls may be recorded and/or monitored.
Or choose the number that best fits your circumstances and give us a ring.
Medical emergencies abroad
0044 1603 208 044
Open: 24 hours a day
Non-emergency travel claims abroad
0044 1603 603 716
Monday - Friday: 8:00am - 6:00pm
Saturday: 8:00am - 4:00pm
Sunday: Closed
Non-emergency travel claims in the UK
0345 030 6983
Monday to Friday: 8:00am - 6:00pm
Saturday: 8:00am - 4:00pm
Sunday: Closed
Travel assistant
01603 208 045
Open: 24 hours a day
Legal expenses claims and advice
0044 1603 208 244
Open: 24 hours a day
