What is Annual Multi-trip travel insurance
Annual Multi-trip travel insurance covers you for as many trips away as you want (including cruises as long as you've told us about them), while the policy lasts. With our Aviva Signature travel insurance, you can get cover if you’re aged 16 to 79. Each of your trips can last for up to 31 days, and you can stretch that to 90 days if you need to. For an additional premium, cover can be extended for trips of up to 45, 60 or 90 days. We also cover UK holidays if you are away from home for at least two nights in a row, and you have either, pre-booked holiday accommodation in a commercially run premises, or prepaid bookings on public transport including flights or ferries.
However, two examples of when you won’t be covered are:
- any claim if you travel against the advice of the FCDO or do not comply with advice or measures which have been put in place by a government in the UK or overseas, quarantine rules or curfews
- any claim where the event, incident or circumstances already existed when you purchased your policy or booked your trip (whichever is later). For example, you’re aware of the serious illness of a close relative or travelling companion, which could reasonably be expected to affect your travel plans.
Benefits of travel insurance
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Sports and activities
We'll cover you for activities such as tennis or golf, bike rides and archery
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Emergency medical treatment
If you fall ill or are injured, we’re here to help with cover up to £10 million Footnote [1]
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Need to cancel or come home early?
If you have to cancel your trip or come home early, we’ll cover unrecoverable travel and accommodation costs up to £5,000 per person
Please see What does our travel insurance cover? or policy document for further details on what is and isn’t covered.
The advantages of Annual Multi-trip travel insurance
Over 95k people have chosen Aviva for cover in the last 12 months Footnote [2]. One of the main benefits is that you're covered for as many trips as you want during the 12 months the policy lasts. So you don't need to get separate cover every time you travel, which could save you money.
With our Aviva Signature Annual Multi-trip cover, we can be a partner by your side if the unexpected happens. Helping with things like medical emergencies, if you need to cancel or come home early, or issues to do with your travel documents.
Terms and conditions apply.
Your other travel insurance options
If you’re only planning on one or two trips away this year, Single trip insurance might be a better fit for you. Find out more about our Aviva Signature Single trip travel insurance.
Planning a trip?
What our Aviva Signature Annual Multi-trip travel insurance covers
What’s covered
With our Annual Multi-trip cover, here’s what you’ll be covered for as standard.
Up to £10 million for emergency medical expenses outside the UK:
If you have to cancel your trip or come home early, we’ll cover unrecoverable travel and accommodation costs up to £5,000 per person (Conditions apply) due to:
Cover for unexpected costs:
Limits are based on per person, take a look at the policy wording for full details of what's covered.
What’s not covered
Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:
Take a look at our policy wording for full details of what's not covered.
Important documents
What we need to know about your health
We need to know if you, or anyone covered, has had any diagnosed illness, injury, or disease in the 12 months before buying or renewing your cover, where they've:
- been prescribed medicine, including newly prescribed or repeat medication
- received or are waiting for medical treatment, investigations or tests
- been referred to, is under the care of, or has had an appointment with a specialist or consultant
- been admitted to hospital or had surgery
It’s really important that you tell us about any pre-existing medical conditions. If you don’t, we may refuse to pay a claim or withdraw cover entirely.
Medical treatment abroad can be very expensive. Travelling without cover for pre-existing conditions could lead to serious financial implications if you need treatment while you're on a trip. It could also mean that if you become ill before your trip, we may not pay a claim for cancelling the trip for any insured person.
Look at the Your health section of the policy wording for more information on what we need to know about pre-existing medical conditions and when you need to tell us.
Read our policy wording.
Pre-existing medical conditions
If we can cover pre-existing medical conditions, your price will include the cost of covering this. However, sometimes we can’t offer cover for medical conditions. If this happens, or you’re not happy with the price we’ve quoted, you may be able to get cover from a specialist medical insurer instead.
The Government’s MoneyHelper service has a list of these insurers. You can go to the Money Helper website or call 0800 138 7777.
We work with a specialist travel insurance provider, All Clear, who may be able to cover you. You can contact them on 0800 848 8693 or head to their website.
If you have symptoms that haven’t been diagnosed yet, you may need to wait for a diagnosis before you’re able to get cover.
Calls to 0800 numbers from UK landlines and mobiles are free.
Optional cover
You can enhance your Aviva Signature travel insurance to cover the specifics of your trip by choosing from our optional extras. For an additional premium, cover can be extended for trips of up to 45, 60 or 90 days.
Your belongings
You can choose to add optional cover for your personal belongings if they are lost, stolen, or damaged during your trip. This cover applies per person, per incident and includes:
- Up to £2,000 for belongings - includes up to £400 for valuables, individual items, pairs, or sets
- Up to £500 for money - limited to £100 if the insured person is under 16 years old
- Up to £1,500 for golf equipment
Winter sports
Optional cover gives you extra protection while you're taking part in certain winter sports activities. It covers ski equipment, holiday disruption, piste closure and if you are unable to take part due to illness or accidental injury.
Or choose the number that best fits your circumstances and give us a ring.
Medical emergencies abroad
0044 1603 208 044
Open: 24 hours a day
Non-emergency travel claims abroad
0044 1603 603 716
Monday - Friday: 8:00am - 6:00pm
Saturday: 8:00am - 4:00pm
Sunday: Closed
Bank holidays: 8:00am - 4:00pm
Non-emergency travel claims in the UK
0345 030 6983
Monday - Friday: 8:00am - 6:00pm
Saturday: 8:00am - 4:00pm
Sunday: Closed
Bank holidays: 8:00am - 4:00pm
Travel assistant
01603 208 045
Open: 24 hours a day
Legal expenses claims and advice
0044 1603 208 244
Open: 24 hours a day
Numbers beginning 01 and 03 are charged at national call rates and are usually included in inclusive minute call plans from landlines and mobiles, although charges may vary depending on your network provider. To protect us all, calls may be recorded and monitored.