< Explore Travel Insurance

Travel Insurance policy add-ons

Tailor your travel cover to suit you

Choose the perfect cover for your perfect trip

Whether you’re skiing in the Swiss Alps or scuba diving in South Africa, it’s simple to select the travel cover add-ons you need for your trip. 

From a personal belongings limit of £1,500 to travel disruption cover up to £5,000, you’ll be covered from the airport runway all the way to the ocean.

Baggage cover

Baggage cover

Covers your personal belongings and baggage during your trip if they’re lost or damaged.

  • Up to £1,500 in total (with a £50 excess per person)
  • Single item limit of £400
  • Total valuables limit of £400

Remember, we aren’t able to pay any claims where you’ve left baggage or belongings deliberately unattended, or where you haven’t reported the event to the police within 24 hours of discovery.

Winter sports cover

Winter sports cover

While you’re automatically covered for some winter sports activities, this cover gives you extra protection if you’re planning on hitting the slopes regularly.

  • Winter sports equipment up to £500 (with a £50 excess per person)
  • Avalanche delay up to £200
  • Piste closure limit  up to £300
  • Inability to take part due to illness or accidental injury up to £200

Unfortunately, we can’t cover claims where you’ve had your equipment taken from a motor vehicle or where you’ve taken part in an activity that’s not listed in your policy.

Remember that to claim for any theft, you must report the incident to the police within 24 hours of discovery.

Scuba diving

Scuba diving

You’re already covered for 5 dives up to 15 metres in depth. But with this option, there’s no maximum number of dives, plus:

  • Dive deeper up to 30m (as long as you’re qualified)
  • Cover lasts for up to 21 days while you’re away

Unfortunately, you’re not covered for technical diving (like free diving or cage diving). And you must be accompanied by a qualified driving instructor and follow all the safety guidelines while you’re diving.

Golfing cover

Golfing cover

Cover for your clubs and golf equipment - even green fees if you're unwell - from loss, damage or theft.

  • Cover for clubs and equiment up to £1,500 (with a £50 excess per person)
  • Hired equipment covered up to £250
  • We'll refund your green fees if you’re not able to play (eg if you’re injured or unwell)

Unfortunately, we can’t cover claims where you’ve had your equipment taken from a motor vehicle or where you haven’t reported the event to the police within 24 hours of discovery.

Airspace closure

Airspace closure

With this option, you’ll be covered if the airport or airspace is unexpectedly closed. You’ll get:

  • Extended Cancellation Cover up to £5,000 (with a £50 excess per person)
  • Extended Stay Abroad Cover up to £1,500 (with no excess)

To make a claim, you’ll need to provide proof of your costs (eg receipts from your hotel if you’re stuck overseas).

And we won’t be able to cover you if you knew when you booked your trip or took out your cover that you wouldn’t be able to travel.

Travel disruption

Travel disruption

With this option, you'll get our cancellation cover plus abandonment insurance.

You'll be insured for non-recoverable travel and accommodation expenses if your trip is cancelled or you have to return home early. 

  • Extended Cancellation Cover up to £5,000 (with a £50 excess per person)
  • Extended Abandonment Cover up to £5,000 (with the same £50 excess)

Plus we’ll give you £25 for each 12-hour delay and a delayed departure benefit of £250 for flight delays outside the UK.

Unfortunately, we won’t be able to cover you if you knew when you booked your trip or took out your cover that you wouldn’t be able to travel, or for any journeys that weren’t pre-booked before you left the UK.

Looking for Travel Insurance?

Visit our Travel Insurance page to see full details of the cover we offer.

Contact us

Still need help? Give us a call.

0345 030 8715

Monday to Friday: 8:00 20:00

Saturday: 8:30 17:00

Sunday: 10:00 16:00

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