Aviva Save

Shake up your savings with our marketplace

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Welcome to Aviva Save

Aviva Save is an innovative savings marketplace that offers a curated range of savings accounts with competitive interest rates.

We're a trusted name in financial services, and each account has been carefully chosen by us, offering FSCS protection.

One registration, unlimited access

Sign up with Aviva Save once, and you can open as many savings accounts as you like with no fuss

Accounts we believe in

We’ve chosen every savings account carefully, all FSCS-protected, so you can mix and match with confidence

Interest rates of up to 2.95 % AER

We’re always looking to add to the range we offer, which we hope will give you savings accounts that match your plans for your money

What is a savings account marketplace?

Switching savings accounts to get your hands on better interest rates has historically been a time-consuming and complicated process, but Aviva Save’s marketplace unveils a simpler way to do this.

It offers carefully chosen, fixed-term, easy-access, and notice accounts. All you need to do is sign up once, then you can apply for any of these accounts without having to fill in a new form each time - you’ll spend your time saving money, not filling out forms.

Jump ahead to take a look at the savings accounts available in our marketplace now.

Are there any charges?

We don’t charge you to use Aviva Save. Instead, we receive payments from the partner banks based on the amount of money deposited through Aviva Save.

The savings accounts and interest rates offered directly by our partner banks may differ to those offered through Aviva Save.

Will I pay tax on my savings?

That depends. Basic rate taxpayers can generally earn up to £1,000 a year tax-free on their savings, known as a Personal Savings Allowance. For higher rate taxpayers, it’s up to £500. Interest above the Personal Savings Allowance will be added to your income and taxed at your relevant rate. Savings in tax-free accounts like Individual Savings Accounts (ISAs) do not count towards your Personal Savings Allowance. Taxation depends on your personal circumstances and rules may change. You can find all the latest information at HMRC.

What are the different types of savings accounts we offer?

Fixed-term accounts

Also known as term accounts, or fixed rate accounts. You have to be prepared to leave your money in there for the fixed amount of time, which can span from six months to five years – there's no taking it out before this ends.

Easy Access accounts

Exactly as they sound. You can take your money out whenever you like with no penalty. This can make them very easy to manage.

Notice accounts

What it says on the tin. You need to give notice before you can take your money out, usually from 35 to 180 days. You can't take it out before the notice period, so you need to plan ahead.

Many savings accounts set the lowest amount of money needed to open it – a minimum deposit. Look for this in the details of each account in the marketplace.

Meet our savings account marketplace

The marketplace is constantly evolving as we add more banks and accounts to bring you more savings options. So if you don’t find something suitable right now, there’ll be different choices later. Below we've listed a limited selection of what you'll find, but you can see our full marketplace just by registering.

When we show the interest rate as an AER, we're showing the Annual Equivalent Rate. This shows what the interest rate would be if the interest was realised and paid once each year.

Fixed-term

These types of accounts usually have the highest rates of interest since you need to leave your money in there for a set time. Interest rates are fixed and the interest will be added at maturity.

Paragon Bank plc

Interest rate (AER)

2.9 %

Account type

24 month Fixed Rate

Minimum deposit

£1k

Paragon Bank plc

Interest rate (AER)

2.55 %

Account type

12 month Fixed Rate

Minimum deposit

£1k

Aldermore Bank Plc

Interest rate (AER)

2.95 %

Account type

24 month Fixed Rate

Minimum deposit

£10k

Aldermore Bank Plc

Interest rate (AER)

2.95 %

Account type

60 month Fixed Rate

Minimum deposit

£10k

Aldermore Bank Plc

Interest rate (AER)

2.95 %

Account type

48 month Fixed Rate

Minimum deposit

£10k

Aldermore Bank Plc

Interest rate (AER)

2.75 %

Account type

18 month Fixed Rate

Minimum deposit

£10k

Paragon Bank plc

Interest rate (AER)

2.75 %

Account type

18 month Fixed Rate

Minimum deposit

£1k

Easy Access accounts

For these accounts, interest rates are variable and usually lower than notice or fixed term accounts because you can take your money out any time.

The interest is added either monthly or annually depending on the account you choose. You can find when interest is paid by going to your account details through the marketplace. When we show the interest rate as an AER, we're showing the Annual Equivalent Rate.

Brown Shipley

Interest rate (AER)

1.1 %

Account type

Easy Access

Minimum deposit

£1k

Paragon Bank plc

Interest rate (AER)

0.65 %

Account type

Easy Access

Minimum deposit

£1k

ICICI Bank UK Plc

Interest rate (AER)

0.1 %

Account type

Easy Access

Minimum deposit

£1k

Notice

Interest rates are variable on these accounts, but usually are higher than on easy access accounts because you have to give notice before you take your money out.

The interest is added either monthly or annually depending on the account you choose. You can find when interest is paid by going to your account details through the marketplace. When we show the interest rate as an AER, we're showing the Annual Equivalent Rate.

OakNorth Bank plc

Interest rate (AER)

1.65 %

Account type

180 days Notice

Minimum deposit

£1k

Investec

Interest rate (AER)

1.51 %

Account type

32 days Notice

Minimum deposit

£1k

ICICI Bank UK Plc

Interest rate (AER)

1.4 %

Account type

95 days Notice

Minimum deposit

£1k

ICICI Bank UK Plc

Interest rate (AER)

1.0 %

Account type

45 days Notice

Minimum deposit

£1k

OakNorth Bank plc

Interest rate (AER)

0.2 %

Account type

35 days Notice

Minimum deposit

£1k

 

Register for Aviva Save to see everything the marketplace has to offer.

How do I use Aviva Save?

It couldn’t be easier. Once you’ve registered for Aviva Save, simply log in to see everything in one place — these are the main areas

Step 1

Our marketplace

This is our full range of cash savings accounts for you to choose, which offer a variety of term lengths, types of access and interest rates to meet your savings needs.

Take a look at how to use our Aviva Save platform.

Step 2

Your overview

See all your active savings accounts, and those you’ve applied for, at a glance, as well as the status of each account, its interest rate and how long you have had it for.

Step 3

Your holding account

This will temporarily hold any funds you deposit into Aviva Save, before you transfer it to any savings accounts you’ve chosen. It doesn’t pay any interest.

How to get started with Aviva Save

In the same time it takes you to make your bed, you can get to grips with how to register for Aviva Save and start putting money away for future-you. When you're ready to register, make sure you have your National Insurance number and your bank details handy – you won't be able to do it without them.

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Transcript

Our marketplace is home to savings accounts we’ve carefully selected from different banks.

It’s free to register, all you need are a few details and your phone.

Once successfully registered, move money from your bank to your holding account. Choose from our easy access, notice, or fixed-term savings accounts, pick a deposit and apply. We’ll text you the security code needed to complete the process. Then the money will automatically transfer to your savings account.

See a snapshot of how much you’re saving and where in your account overview.

Aviva Save video including visual

Our marketplace is home to savings accounts we’ve carefully selected from different banks.

It’s free to register, all you need are a few details and your phone.

Once registered, move money from your bank to your holding account.

Choose from our easy access, notice, or fixed-term savings accounts, pick a deposit and apply.

We’ll text you the security code needed to complete the process then the money will automatically transfer to your savings account.

See a snapshot of how much you’re saving and where in your account overview.

The partnerships that help power Aviva Save

Raisin company logo

We've teamed up with Raisin UK to offer you Aviva Save. Raisin UK is a subsidiary of Raisin DS which provides savings marketplaces to 420,000 customers across 30+ countries.

Starling Bank company logo

Within Aviva Save your cash hub is a ‘holding account’ with Starling Bank, who won Best British Bank and Best Current Account 2021 at the British Bank Awards. This is where you’ll transfer money from your current account to Aviva Save. It doesn’t pay interest but will hold your funds securely. Your deposit will transfer automatically once the partner bank approves your application.

Protected by Financial Services Compensation Scheme (FSCS)

FSCS is there to keep your money safe. It protects the money held in your Aviva Save holding account, and in every savings account you open through Aviva Save. If any of these banks go out of business, FSCS gives you automatic protection of up to £85,000 per person per banking group. Any money held at a bank, above the protected £85,000, is not protected by the scheme.

Ready to apply?

Set up your Aviva Save login in just a few minutes, ready to browse for savings accounts.

For now, Aviva Save is separate to MyAviva. So, even if you have a MyAviva account, you'll need to register separately for Aviva Save. In the future you'll be able to access Aviva Save through MyAviva.

If you're already an Aviva Save customer, you can log in here.

Contact us

Still need some help? Give us a call

0345 301 2029

Monday to Friday: 8:30am – 4:30pm

Weekends and bank holidays: Closed

For our joint protection, telephone calls may be recorded and/or monitored and will be saved for a minimum of 5 years. The cost of calls to 03 prefixed numbers are charged at national call rates (charges may vary dependent on your network provider) and are usually included in inclusive minute plans from landlines and mobiles.