Get up to 4.40% AER** on your savings, with Aviva Save
Aviva Save brings together a choice of savings accounts from a range of banks you can view and manage in one place. It's important to read the information on this page before you get started.
• When we show the interest rate as an AER, it stands for Annual Equivalent Rate
• This is what the interest rate would be if it was paid once a year
• It helps you compare different accounts, by showing you how much you would earn on your savings if the accounts were held for the same amount of time
Notice account
What is AER?
• When we show the interest rate as an AER, it stands for Annual Equivalent Rate
• This is what the interest rate would be if it was paid once a year
• It helps you compare different accounts, by showing you how much you would earn on your savings if the accounts were held for the same amount of time
Easy Access account
What is AER?
• When we show the interest rate as an AER, it stands for Annual Equivalent Rate
• This is what the interest rate would be if it was paid once a year
• It helps you compare different accounts, by showing you how much you would earn on your savings if the accounts were held for the same amount of time
Why choose Aviva Save?
We find great rates, so you don't have to.
Access to multiple banks and building societies, through a name you know.
One password, one place. Compare, manage and switch multiple savings accounts in the same spot.
The Financial Services Compensation Scheme (FSCS) is the UK's statutory fund of last resort for customers of financial services. If any of the banks we work with were to go out of business, you get automatic protection of up to £85,000 per person per banking group. Any money you have in a bank that goes beyond the limit won't be covered by the scheme.
These are the banks and building societies that provide the savings accounts within Aviva Save:
Explore the different types of savings accounts
Find an account that suits you from our trusted partners. View them below to find out more and apply.
Fixed rate
Fixed rate accounts are a good option if you’re happy to tuck your money away for a while, in exchange for potentially higher returns.
As they offer a fixed rate of interest, you can be sure how much you'll earn
You need to leave your money in for a set period of time (the term)
The interest will be added to your account at the end of the term
Accounts available
Rates offered can change. We refresh the rates shown every hour.
You can find detailed information on all our partner banks and their FSCS cover here.
**When we show the interest rate as an AER, it stands for Annual Equivalent Rate. This is what the interest rate would be if it was paid once a year. It helps you compare different accounts and see how much you can earn on your savings.
If you want to be able to take your money out at any time without penalties, an easy access account is a good option.
You can take money out without giving notice, but it will take two working days to reach your account
The interest rates are variable and usually lower than those for fixed rate or notice accounts
Interest is added monthly or annually depending on the account
Accounts available
Rates offered can change. We refresh the rates shown every hour.
You can find detailed information on all our partner banks and their FSCS cover here.
**When we show the interest rate as an AER, it stands for Annual Equivalent Rate. This is what the interest rate would be if it was paid once a year. It helps you compare different accounts and see how much you can earn on your savings.
If you might need access to your savings, but not urgently, than you could consider a notice account.
They have variable interest rates
You need to give notice before you take your money out
Interest is added monthly or annually depending on the account
Accounts available
Rates offered can change. We refresh the rates shown every hour.
You can find detailed information on all our partner banks and their FSCS cover here.
**When we show the interest rate as an AER, it stands for Annual Equivalent Rate. This is what the interest rate would be if it was paid once a year. It helps you compare different accounts and see how much you can earn on your savings.
A savings marketplace is a one-stop shop for competitive savings accounts we've found in the market. All you need to do is sign up once, then you can apply for any of these accounts without having to fill in a new form each time.
How long does it take to open a savings account?
There are a few easy steps to opening a savings account with Aviva Save.
Firstly, you'll need to pick a savings account. From there, register for a MyAviva account if you don't already have one. It's the way you'll access your savings securely. To do this you have to be over 18 and a UK resident.
We'll also need a few details like your bank account and National Insurance number. Keep an eye on your email in case we need more information, and for confirmation that your registration is complete. You'll then be able to open any savings accounts you want with Aviva Save.
We'll give you details of the transaction account that you'll use to fund savings accounts you open with Aviva Save. You'll move money from your bank to your transaction account, then it will be added to any Aviva Save accounts automatically - this takes around 2 business days.
We'll send a security code by text or email to complete any transfers.
What do I need to open a savings account?
You’ll need your personal information, bank details and National Insurance number for the registration process.
How are my savings protected?
All Aviva Save accounts are protected by the FSCS, meaning you get automatic protection of up to £85,000 per person per banking group. Any money you have in a bank that goes beyond the protected £85,000 limit won't be covered by the scheme.
When will I receive any interest?
It depends on the type of account you have. Some accounts pay out interest monthly and others pay out yearly. You can find when interest is paid by going to your account details through the marketplace.
Not sure which savings accounts are right for you? Learn more about the different types of savings accounts available on our Aviva Save marketplace.
How is my interest taxed?
If you're a UK basic rate taxpayer, you can usually earn up to £1,000 a year tax-free on your savings, known as a Personal Savings Allowance. If you're a higher rate taxpayer, the tax-free amount is up to £500. If you are an additional rate taxpayer, you don’t get a Personal Savings Allowance. If your interest goes above your Personal Savings Allowance, it will be added to your income and taxed at the rate that applies to you. Taxation depends on your personal circumstances and rules may change in the future. To get the latest information on tax on savings interest, you can visit HMRC.
What are the savings account charges?
We won’t charge you for using the marketplace. Instead, we receive payments from the partner banks based on the amount of money deposited through Aviva Save. The savings accounts and interest rates offered directly by our partner banks may be different from the ones you see on Aviva Save.
Compound interest calculator
Crunch the numbers and see how compound interest can grow your savings.
We've teamed up with Raisin UK to offer you Aviva Save. Raisin UK is a subsidiary of Raisin SE which provides savings marketplaces to over 1,000,000 customers across 30+ countries.
You're unable to open an Aviva Save account if you have any of the following accounts: Raisin UK, Smart Savings from Willis Owen or Cash savings hub from AJ Bell.
Grow your savings
Keen to start saving? Our educational articles will help you learn more.
For our joint protection, telephone calls may be recorded and/or monitored and will be saved for a minimum of 5 years. The cost of calls to 03 prefixed numbers are charged at national call rates (charges may vary dependent on your network provider) and are usually included in inclusive minute plans from landlines and mobiles. Our opening hours may be different depending on which team you need to speak to.
