Your home insurance price explained
The cost of your home insurance is affected by lots of different factors – some unique to you, and others that are a result of the world around you. It’s also based on the likelihood of you having to make a claim.
If you do make a claim, we pay for it out of the central pot that all of our customers pay into. If lots of people claim at once, that pot has to go further – which means prices go up. But whatever happens, we constantly review the way we calculate the cost of home insurance so that we can make sure you get the best price.