Your home insurance price explained
The cost of your home insurance is based on your personal circumstances, such as the likelihood of you having to make a claim. It’s also affected by universal factors that are a result of the world around you, like severe weather. On this page you can explore in more detail how they impact your price.
Why do prices increase?
If you make a claim, we pay it out of the single pot that all our customers pay into. If lots of people claim at once, that pot has to go further – which means prices go up. But whatever happens, we constantly review the way we calculate the cost so that we can make sure you get the best price.