Am I covered for emergency medical treatment in the Channel Islands?

If you live in England, Scotland, Wales, Northern Ireland, Jersey or Isle of Man and are on a trip to Jersey or the Isle of Man we will not cover you for any costs incurred relating to emergency medical treatment during the trip as this is covered by the local health authority e.g. NHS.

We will, however, pay up to £2,000 to get you home if you cannot use your return ticket.

If you are travelling from one of these countries to one of the other Channel Islands e.g. Guernsey, Alderney etc, then you will be covered for any emergency medical treatment costs.