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You asked: How does a pension work?

 

A pension is a tax-efficient way of saving for your retirement. You pay money into your pension plan and invest it in funds, with the aim of growing your money over time. Please bear in mind that the value of your pension can go down as well as up. When you're ready to retire, you will have a number of options about what to do with the money you've built up in your pension fund.

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