Frequently Asked Questions

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You asked: Does my home qualify?

Your home may qualify for a lifetime mortgage if it is a residential property of standard construction in England, Wales, Scotland or Northern Ireland.

Please bear in mind that minimum property values apply. We are not able to offer lifetime mortgages for properties in the Isle of Man or the Channel Islands.

Lifetime mortgages  are not offered for the following property types: freehold flat or maisonette (except in Scotland), studio or basement flat, flat or maisonette in a local authority or housing authority block of more than four storeys, mobile home or houseboat, farm, hotel, retirement properties, guest house or B&B. If you are unsure whether your property is eligible, please contact us for further information.

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