Frequently Asked Questions

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You asked: Do I need income protection as well as life insurance cover?

Income protection and life insurance help to protect you and your loved ones in different ways.

Income protection can provide a level of income if you can't work due to ill health or accidental injury; whilst life insurance can pay a cash lump sum to your loved ones if you die, or are diagnosed with a terminal illness and are not expected to live for longer than 12 months, during the policy term.

For these policies, there is no cash in value at any time.

Everyone's circumstances are different, compare our products to help you understand which policy, or combination of policies, might best suit your protection needs.

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