Frequently Asked Questions

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You asked: How much life insurance cover should I have?

Everyone's needs are different and it's up to you to decide which type, level and length of cover best suits your needs. Some of the things that could affect your decision are:

  • The level of financial support your family might need, if you were no longer around to help provide for them. 
  • Money needed to cover any outstanding loans or mortgage. Money needed to help fund schooling, university and lifestyle choices. 
  • You might also consider whether you'd like an amount of cover which could increase or decrease over time.

If you're unsure, you should speak to a financial adviser - if you don't have an adviser, you'll find a list of local advisers at

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