Frequently Asked Questions
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You asked: I have a mortgage, so do I need critical illness cover?
Whilst you aren't obliged to purchase any life cover or critical illness policies alongside your mortgage, some lenders may request that you get life cover as part of their mortgage offer.
Alternatively, our Critical Illness Plan could provide a lump sum payment which you could use to help cover any mortgage repayments if you are diagnosed with a critical illness that meets our policy definition and survive for at least 10 days.
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