Frequently Asked Questions

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You asked: How much will I get from my policy if I can't work?

If you can't work due to ill health, your income protection policy could replace up to 55% of your gross earnings up to a maximum of £240,000 a year (£20,000 a month).

To help you work out how much that would be, use our maximum benefit calculator.

If you're unsure about your insurance needs, you could speak with a financial adviser. if you don't have an adviser, you'll find a list of local advisers at

If your policy was previously Friends Life, then the below information will not apply. For further information please refer to your policy documents or contact us.

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