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You asked: What's the difference between saving and investing?

Saving generally involves putting cash to one side for a short term. For example, you might want to save for next year's holiday in a low-risk savings account providing interest where access to your savings is easy. Investing involves committing money or capital with the expectation of obtaining an additional income or profit. It involves putting your money into assets such as stocks, bonds, funds, investment trusts and property. The value of your investments may go down as well as up, and you might get back less than you invest, but there is a greater opportunity for growth than in low-risk savings. Investing should be viewed as a medium to long term activity. For more information take a look at learn more about investing.

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