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You asked: What is Aviva's Stocks and Shares ISA rate?
If your policy was previously Friends Life, then the below information will not apply. For further information please refer to your policy documents or contact us.
The Aviva ISA is a Stocks and Shares ISA, not a Cash ISA, so the investment returns you might get will depend on the fund you choose, how much risk it carries and how it performs, as well as the charges. The Aviva Stocks and Shares ISA does include a cash account where your money is placed until you tell us how you'd like it to be invested.
This account pays monthly interest at a variable rate linked to Bank of England base rate and is subject to change. Currently the rate is 0.25 % Tax free / Annual Equivalent Rate (AER). AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. Tax free is what is payable when no tax is due.
The cash account is not designed for long-term investment so please bear in mind that inflation will reduce how much you can buy with this money in the future. The Aviva charge, of not more than 0.4% per annum, is payable on all monies in the Aviva Stocks and Shares ISA, including the cash account. If the interest rate on the cash account is less than the Aviva charge your money in the cash account will reduce in value.
See Aviva Stocks and Shares ISA for more information.
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