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You asked: Can I transfer or combine pensions?

Bringing your pensions together can sometimes help you manage them better. Before making a decision, you need to look at your pension statements and understand what benefits and charges you currently have and any potential future benefits and investment choices of your current pensions. You should compare these with the pension you are considering transferring into before making a decision. Find out more about the on transferring pensions.

Remember that the value of your pension pot can go down as well as up and you may get back less than has been invested. You may need to obtain financial advice and an adviser may charge you for their services.

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