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You asked: Why do I need to tell you all my medical history in my annuity application form?

The income you will receive from your annuity could be affected by your health. It is therefore very important that you disclose your alcohol consumption, smoker status and any health conditions as this may result in you receiving a greater income in retirement. This is because by understanding all of these factors we are able to produce a tailored annuity quote that reflects your life expectancy.

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