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You asked: My Aviva annuity quote talks about a guarantee. What is this?

Your Aviva annuity comes with a one year guarantee as standard. However, you can select to guarantee your income for up to 30 years. This means that if you die within the period you select, we will pay the amount owed to your estate. This could be paid as a lump sum or a continuation of income, until the end of the guaranteed period, depending on the options selected when you buy your annuity. You can only select a guaranteed period when the plan is set up and once selected it can't be changed. This is separate to any income you select for your dependants.

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